The following will be pasted for you: 1. The tide of closure of small and medium-sized housing enterprises will begin. After the baptism in the next three to five years, 80% of real estate enterprises in China will disappear, a large number of middle and senior managers will face career changes, and the income of the whole industry will decline. Construction enterprises will also decrease, and the occupation of construction workers will also face surplus. Second, the tide of manufacturing closures will intensify. Although the RMB will depreciate moderately, it can only save innovative enterprises and transform to the middle and high end of the industrial chain. A large number of "three to one supplement" enterprises, life will become more and more sad. For example, the refrigerator market is undoubtedly the most depressed area in the 20 14 home appliance industry. This depression is not only reflected in the decline of market shipments and consumption purchasing power, but more importantly, some third-line refrigerator enterprises have closed down and some second-line refrigerator enterprises are dying. Third, real estate is dying. There is overcapacity in related industries around the house, such as cement, steel (including coal for steelmaking), glass, building materials and furniture. Small and medium-sized enterprises in these industries continue to face a brutal elimination war. Trading enterprises (such as steel trade and coal trade) and hypermarkets related to these industries will also struggle. It is reported that the real estate industry has nearly 600 million square meters of inventory for sale at this stage and is already facing overcapacity. The huge social total inventory has brought more pressure to housing enterprises than expected. Fourth, Internet finance will be very difficult for traditional financial enterprises, right? Actually, not necessarily, at least 20 15 won't. Traditional financial enterprises, including banks and trusts, are protected by a "moat". License plate is their amulet, and preventing financial risks can also be an amulet. 20 15 the most dangerous thing is internet finance itself. On the one hand, the growth of mobile Internet users began to enter the bottleneck, on the other hand, the change of funds and the bubble of the industry brought new changes. What's more, Internet finance is a private enterprise, an intruder and a barbarian, so it is the least protected. In 20 15 years, a large number of enterprises such as P2P will die, not small and medium-sized banks. 5. The bubble of mobile Internet may burst. As the growth of users slows down, the bubble of mobile Internet is likely to burst. A large number of enterprises with no profit model or too advanced model will face the embarrassing situation of "running out of money". If no new investment comes in, they can only be acquired or go bankrupt. 6. Opportunities and challenges for small and medium-sized foreign exchange enterprises. Small and medium-sized foreign exchange enterprises may become rich overnight or die suddenly overnight. The foreign exchange market is very stormy, and black swans keep flying out. On the night of the appreciation of the Swiss franc, many small and medium-sized financial enterprises in Europe and America broke their positions. Seven, the shipping company continues to be sad. Because the shipping industry is a capital-intensive and technology-intensive industry, it is also a high-input and high-risk industry. Its assets and technical characteristics determine that the asset restructuring cycle is long and backward production capacity is slowly eliminated. Backward production capacity is flooding the market, and it is difficult to change the sluggish situation of the whole industry. This financial crisis will lead to great changes in the international trade pattern and the global shipping industry will enter a period of structural adjustment. The backward transport capacity will eventually be eliminated, and with this process, there will be large-scale mergers and acquisitions and integration and reorganization of shipping enterprises, and the global shipping market will form a monopoly competition pattern. 8. Low oil prices will knock down many uncompetitive new energy enterprises. Under the background that oil prices continue to plummet and related energy costs are greatly reduced, new energy industries such as nuclear energy, wind power and solar energy are facing major challenges.