From the perspective of the structure of international payments, the main sources of China's current account surplus are goods and services, while in goods and services, the balance of goods is surplus and the balance of services is deficit, which shows that the level of economic development in China is relatively low. Mainly rely on the export of real goods to obtain a surplus. In funds and financial accounts other than reserve assets, the main source of surplus is foreign direct investment in China, which reflects China's policy of attracting foreign capital to engage in direct production and its control of foreign capital entering its financial market.

On the one hand, due to the abundant foreign exchange, the foreign exchange price in the foreign exchange market has a downward trend, while the RMB has gradually appreciated, which will have a certain impact on China's economic aggregate and economic structure. On the other hand, when foreign exchange and the central bank settle in RMB, the central bank needs to issue the same amount of RMB according to the exchange rate at the time of purchasing foreign exchange, resulting in an increase in the base currency.