The transfer limit is related to the transaction channel and authentication method. There is no special age limit for online banking transfer, and there will be a reminder service for large transfers by elderly customers.
1. For elderly customers aged 60 and above and customers who are vulnerable to fraud: if the online channel transfers more than 50,000 yuan (inclusive) in a single transaction, the risk warning during the transaction and the SMS warning after the transaction will be given on the transaction page.
2. Elderly customers aged 60-69: If the same name transfer is made through online channels (50,000 ≤ amount < 500,000) and the transaction amount exceeds 50% (inclusive) of their financial assets, the system will automatically recommend "ordinary remittance"; If the transfer is made through online channels and counters (the amount is ≥ 500,000) and the transaction amount exceeds 50% (inclusive) of its financial assets, the bank will give a telephone reminder.
3. Customers aged 70 and above: If a single transfer from each channel exceeds 200,000 yuan (inclusive), the bank will give a telephone reminder.
relevant information
Many banks have developed old versions of mobile banking. The old version of mobile banking, with simple interface, larger font, facial recognition, one-click help and other functions, is more suitable for the elderly to operate. In terms of security, once the transfer and remittance exceeds RMB 1 10,000 yuan, the system will give a security prompt.
When banks open mobile banking for customers, they will not open the function of large-sum transfer. Older friends can lower the limit of mobile banking, such as the maximum daily transfer amount 1000 yuan and the maximum January transfer amount of 5,000 yuan to avoid losses. In order to prevent fraud and theft, mobile banking is also equipped with three locks: regional lock, overseas lock and night lock.