ICBC, Chimelong, and ICBC Chimelong jointly signed credit cards, which can be said to be very popular credit cards. Because of their excellent rights and interests in Chimelong, many people applied for them. Then, what are the application conditions for ICBC Changlong's joint credit card? What information should I prepare for the application? I will answer your question today.
What are the application conditions for ICBC Changlong co-branded credit card?
Although this credit card has three grades: ordinary card, gold card and platinum card, and the application thresholds of different grades may be different, the basic application conditions must be met if you want to apply for this joint credit card.
1. The applicant must be at least 18 years old and have full capacity for civil conduct;
2. The applicant needs to have a legal and stable source of income, and the work unit is in the location of the card issuer;
3. The applicant's personal credit should be good and there is no bad credit record.
What information do I need to prepare to apply for ICBC Changlong co-branded credit card?
1. identification document. You need to provide your valid identity documents, and compatriots from Hong Kong, Macao and Taiwan also need to provide mainland passes, passports, etc.
2. Work certification documents. You need to have the original work certificate issued by the company. If you work in a large enterprise, a copy of your work permit is also acceptable.
3. Proof of financial income. You need to provide some proof of income, such as the salary record issued by the bank. If you want a high credit card, if you have assets, you can also provide financial certificates such as real estate license, car driving license and bank deposit certificate.
The above is the "ICBC Chimelong Joint Credit Card". What are the application conditions? What information do you need to prepare? "The answer. The application threshold for this joint credit card is still not high. If you are an ordinary office worker, it is not a big problem to apply for an ordinary card or a gold card.
What is the annual fee for ICBC Changlong's joint credit card? Can the annual fee be reduced?
ICBC Chimelong co-branded credit card, a popular credit card, is not only handled by many people, but also discussed by many people. Many people are discussing the rights, limit and annual fee of this joint credit card. Then, what is the annual fee for ICBC Changlong's joint credit card? Can the annual fee be reduced? I will answer your question today.
What is the annual fee for ICBC Changlong's joint credit card?
ICBC Changlong co-branded credit card has three levels: ordinary card, gold card and platinum card, as well as UnionPay card and VISA card.
1. ICBC ordinary credit card annual fee is 100 yuan per year for the main card and 50 yuan for the auxiliary card;
2. The annual fee for the gold card of ICBC Credit Card is 200 yuan as the main card and 100 yuan as the supplementary card;
3. ICBC Credit Card Platinum Card has an annual fee of 2,000 yuan for the main card and 0/1,000 yuan for the supplementary card.
Can the annual fee of ICBC Changlong joint credit card be reduced or exempted?
Although the ICBC credit card will charge a certain annual fee regardless of the card level, the annual fee of the ICBC Changlong joint credit card can be reduced.
The ordinary card and the gold card of this joint credit card are directly exempt from the annual fee within the validity period of the card. The platinum card of this joint credit card is also directly exempt from the annual fee for the first year. You can also exchange 6.5438+0.6 million points for the annual fee for the next year, or you can waive the annual fee for the next year if you spend more than 200,000 in that year.
You deserve a ICBC Changlong co-branded credit card.
First, issuing cards
2015 65438+1On October 27th, China Industrial and Commercial Bank and Chimelong Group officially announced the joint issuance of ICBC Chimelong co-branded credit cards. This card is the first national theme park co-branded credit card in China, including UnionPay brand and VISA brand chip cards. It supports contact and non-contact use, and will be issued simultaneously in Chinese mainland, Hongkong and Macau.
Second, the card discount.
This time, ICBC and Chimelong Group integrated their resources to provide cardholders with multiple benefits.
Customers who hold VISA brand ICBC Chimelong cards in all countries or regions are exempt from foreign exchange fees; Platinum card customers can enjoy the national airport VIP room service and high aviation accident insurance for free; Cardholders can also directly deduct cash with points when swiping their cards at ICBC POS.
Third, the function of the card
1. Yinchanglong co-branded credit card is both an ICBC credit card and a Changlong membership card.
You can enjoy the corresponding rights and interests of both ICBC and Changlong Group, and you can not only get double points for spending in the park, but also enjoy 24-hour free parking in the park.
2. ICBC Chimelong Platinum Card can enjoy 10% discount on air tickets and hotels, and Jinpu Card can enjoy discounts.
3. All kinds of Yinchanglong co-branded credit cards can enjoy a 50% discount on tickets for theme parks of Changlong Group and a 10% discount on tickets and hotels on June 30, 20 1 5 within the validity period.
At the same time, ICBC and Chimelong Group further expanded in-depth cooperation to provide consumers with comprehensive bank card services that can accept six major brands in the world in the park. Through the acceptance network covering the whole park, they will bring customers a card in hand and enjoy the all-round convenient payment experience in the whole park.
What are the rights and interests of ICBC Changlong co-branded credit card?
ICBC Chimelong Co-branded Credit Card is a credit card jointly issued by Industrial and Commercial Bank of China and Chimelong Group. This card is divided into two grades: platinum card and gold card. With this card, you can enjoy the following benefits:
Annual fee: 2000 yuan/card/year for Platinum Card, 0/00 yuan/card/year for 200 yuan Card and Puka Card;
2. Enjoy a 3-day repayment grace period;
3. Free of foreign exchange fees;
4. All theme parks, performing arts tickets and designated places in Chimelong enjoy preferential treatment;
5. If you automatically become a Chimelong member, you can earn points according to the respective points rules of ICBC and Chimelong Club;
6.2021May 3 1 A few days ago, you will have the chance to win Chimelong tickets by participating in the game "Happy Zone-Animal Lian Meng" of ICBC E Life. ★ MasterCard brand Chimelong cardholders can book scenic spots tickets through KLOOK or hotels through Agoda, and have the opportunity to attend Kaka and Sophia Kao welcoming ceremony and Chimelong consumption ceremony before 202 1, 1.30.
Tips: Please refer to Chimelong official website, WeChat official account or the latest announcement of Chimelong Travel App for specific rights and interests of Chimelong members.
(Answer time: June 3rd, 20021year. In case of business changes, please refer to the actual situation. )
Is ICBC Changlong co-branded credit card free of annual fee for life?
ICBC Chimelong co-branded credit cards are issued in the form of "1 1", namely UnionPay brand RMB cards and VISA brand multi-currency cards. 1 1 card annual fee is in 200 yuan every year, and the annual fees for both cards are 100 yuan; 1 1 The annual fee for the general card is 100 yuan per year, and both cards are charged according to 50 yuan; 1 1 The annual fee for the platinum card is 2000 yuan per year, and the annual fees for both cards are 1000 yuan.
Tips:
Personal gold card and ordinary card holders spend RMB 5,5000 or the equivalent in the card year, and the annual fee of the main and auxiliary cards can be reduced or exempted. If the accumulated consumption of Platinum Card reaches RMB200,000 or its equivalent amount within the card-using year (excluding the consumption of merchants identified by ICBC as unable to accumulate points), the annual fee of the main and secondary cards can be reduced or exempted.
(Answer time: 2065438+May 28th, 2009. In case of business changes, please refer to the actual situation. )
What is the credit card limit for Changlong Travel?
The credit limit of Changlong co-branded credit card is generally 5,000 to 50,000 yuan, and the credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. After using the credit card for a period of time, you can also apply for an increase in the amount.
Changlong co-branded credit card has the following advantages:
Cardholders can directly deduct cash with points when swiping their cards at ICBC POS; This card can enjoy 50% discount tickets for the theme parks of Chimelong Group, 1 time; Tickets, hotel platinum card 10% off, Jinpu card 10% off; Free parking in the park within 24 hours; This card is not only an ICBC credit card, but also a Chimelong membership card, which can enjoy the corresponding rights and interests of ICBC and Chimelong Group at the same time, and can earn double points when spending in the park.