1. Bank of China purchases foreign exchange from individual residents in accordance with the relevant policies of the State on foreign exchange management and the real-time exchange rate announced by Bank of China. 2. The purchase of foreign exchange by individual domestic residents shall be subject to the annual total management, and the annual total is equivalent to 50,000 US dollars per person per year. 3. Those who purchase foreign exchange within the total annual amount can purchase foreign exchange with their true identity certificate and declare their use to the bank. 4. If the total amount of foreign exchange purchased exceeds the annual quota, the bank can purchase foreign exchange after reviewing your real demand certificate in accordance with foreign exchange management regulations. ICBC can. The calculation of dollar deposits is the same as that of RMB. At present, the interest rate of dollar deposits is: