Time required for inter-bank transfer
(1) choose to arrive quickly, usually in real time, with a delay of no more than 2 hours;
② Inter-bank transactions usually take one to three working days to arrive because they need to be handled through the bank counters of both parties;
(3) If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest;
(4) From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank enters the account in time determines the actual arrival time.
Different situations and arrival time of inter-provincial and inter-bank transfers on weekends.
1, working days (excluding weekends and national holidays): the funds do not exceed 50,000 yuan, and generally arrive within half an hour; If the amount exceeds 50,000 yuan, it will be submitted at 8:30- 17:00. Generally, it will be transferred to the receiving bank in real time and submitted at other times. The transfer will be accepted on the next working day and submitted to the People's Bank of China for processing;
2. Weekends or national holidays: the funds do not exceed 50,000 yuan, and are generally transferred to the receiving bank within half an hour. Funds exceeding 50,000 yuan but not exceeding 500,000 yuan shall be submitted between 0: 1 0 on a holiday and 23:30 on the last holiday 1 day, and generally transferred to the receiving bank within half an hour; In other cases, the next working day will accept the transfer and submit it to the People's Bank of China for processing;
3. The time when the funds are actually transferred to the collection account depends on the handling of the People's Bank of China and the collection bank. General funds will arrive in one to three working days after transfer, and will be postponed on non-working days.
In addition, notice about the relevant information of the payee: For inter-bank transfer, you need to know the payee's bank, region and outlet, and pay attention to the consistency of the payee's account name and account number to avoid returning.
Inter-bank transfer fee in the same city
1. Industrial and Commercial: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan/transaction.
2. Agricultural Bank: less than 5,000 yuan: 2 yuan, 5,000-50,000 yuan: 3 yuan, 50,000-65,438+10,000 yuan: 5 yuan, 65,438+10,000 yuan: 8 yuan.
3. Bank of China: within 5.5 yuan 1 ,000 yuan (including 1 ,000 yuan), 1 ,000 yuan or more.
4. CCB: 0.5% of the transaction amount, with the lowest in 2 yuan and the highest in 25 yuan.
5. Bank of Communications: 0.7% of the transfer amount, with a minimum of 2 yuan and a maximum of 50 yuan.
6. Investment invitation: 0.2% of remittance amount is collected, ranging from 2 yuan to 50 yuan.
7. Guangfa: 5.5 yuan is charged for each remittance. Five ten thousandths of the deposit fee is charged, the lowest is 1 yuan, and the highest is 20 yuan.
8. Broad: The handling fee is 0.5% of the remittance amount, ranging from 5 yuan to 50 yuan.
9. Postal service: 0.5% of remittance, the highest in 50 yuan.
10. People's livelihood: 2 yuan
1 1. Pufa: 0.2% of the remittance amount is collected, ranging from 2 yuan to 10 yuan.
12. CITIC: 2 yuan.