The specific ways to raise the amount are as follows: The first way is to raise the amount through the number of winning prizes. In other words, we should always use the credit card, no matter how much it is, as long as we can spend it by credit card. That is to say, from the accounting day to the next accounting day, we will spend more, no matter how much, as long as we spend.
Second, quantity wins quantity. The bill generated every month, that is to say, from the sunrise of this bill to the next billing date, we must spend more than 30% of the total amount. For example, we have a credit card of 10000 yuan, and we must spend more than 3000 yuan in this billing period.
Third, temporarily quit. Because some people need to increase the quota in the short term for holidays, travel and business trips, they can increase the temporary quota. This temporary quota is generally easy to grant to you. I believe many of you have raised the temporary quota. For this temporary quota, some banks will send you a text message to ask you to increase the temporary quota, but the use of the temporary quota has a certain period, usually between one and three months. So after the temporary limit is used up, the bank will deduct this temporary limit the day before your expiration. Let many of our users use 30% or 70% credit cards because the temporary limit was raised at that time. This is a misunderstanding, because although the credit card limit has increased, the temporary limit is time-limited. After you take out the money, this temporary limit will be cancelled after three months. At this time, many users will ask, how did my credit card limit come down again? How did the balance in my card become negative? Your situation may appear on this temporary limit, so it is not recommended that you use the method of withdrawing the temporary limit if you can't use the credit card or use it correctly. But what about the temporary line? You use it well. After he gives you an amount, you use it well, and then use it in combination with our winning number or the way of withdrawing the winning amount. What about the day when your temporary line was finally cancelled? Deposit the temporary line to be deducted first and let the bank deduct it. Then, if we leave some funds in the credit card, we will adjust the temporary limit several times, and the bank will also see your temporary limit.
Fourth, the curve lifting. We constantly apply for credit cards through banks, and gradually increase the total number of individuals. For example, someone applied for a credit card of 5,000 yuan at CCB, and the second time, he applied again. CCB sent him a credit card of 6000 yuan. After a while, he applied again, and the bank sent him a credit card of 654.38+100000 yuan. Equivalent to his secondary card. As for these three cards, you use a credit line and then your maximum credit line. Only by applying slowly can you increase your total credit limit. This is also done when you use your credit card correctly. I suggest that you don't use this curve withdrawal method if you don't know and understand it.
Fifth, the card is threatened to be returned. This is what we usually use. Sometimes, we call the 24-hour customer service center on the back of the credit card. It must be noted here that your credit card must be used normally for more than six months, and then make this call. What should I call the bank and say? If I don't raise the limit, I will consider whether to return the card. Sometimes this method works, sometimes it doesn't work. So, be careful, because you can't say too much. If you call the bank and say I want to cancel my card, and then the bank says, then you can cancel it, right? At that time, you were speechless and had to say in another way: the amount of your card is too small. I will consider whether to cancel this card. When you say it, be sure to say whether you want to return the card or not, and leave room for yourself. But we should use this method carefully. People who can't talk suggest not to use it.
Sixth, the amount continues to increase. This method means that we call the credit card customer service center from time to time to apply for withdrawal. Sometimes you will get different treatment when applying for different customer service, so we must use this kind of manual service, not through machines or mobile banking. In mobile banking, the whole system is impersonal, relying entirely on machines for comprehensive evaluation.
Seventh, hibernation is suspended and exited. Under normal use, we intend to stop using this credit card for a period of time, that is to say, in order to increase the limit, we stop using this credit card for one month or one and a half months. To occupy land, the bank will let you use its credit card. He will activate certain incentives for these cards during the dormant period and will give you a certain amount. Of course, the amount raised in this way will not be too high, but it is also an increase.
Eighth, withdrawal from foreign exchange transactions. Many friends may have the opportunity to go abroad. If they have foreign currency credit cards when they go abroad, we can spend money when traveling abroad. We don't pay attention to the amount of consumption when spending, but only increase the number of transactions.
Ninth, seize the opportunity to increase the quota. The timing of this withdrawal is very important. It is generally used on the accounting day or when the card has just been maxed out. What do you mean by maximum? For example, your card has an available limit of 1 1,000 yuan, and you have already spent 9,000 yuan, so there is still 1 1,000 yuan left in the card. Now we want to buy a necklace or household appliances with 1500 yuan. At this time, we swiped the card and suddenly found that the card reminded you that the balance was insufficient. This is called swiping the card. At this time, it is most effective for us to increase the quota. Please use this method with caution.
Tenth, the amount of continuous consumption. That is to say, our credit card bill will last for three months in a row, that is, our normal consumption will last for three months without interruption, and we will spend every month. After more than three months, we will call the credit card customer service center and apply for an amount increase, so there is room for an amount increase.
Eleventh, supplementary information. The effect of this method is obvious in China Agricultural Bank. When we first started to run credit cards, ABC paid more attention to assets. Some people may not have real estate on their assets, and they will give you a credit card limit of 10000 through running water. At this time, if you have your own property and car, you can provide these materials to the counter of the Agricultural Bank of China to supplement more detailed personal information and provide more proof of assets. The bank knows that it will report to the credit card center in the future, and the bank will pay attention to you.