1. First, open and log in to the Shanghai Pudong Development Bank App on your mobile phone, and click My in the lower right corner.

2. After entering the personal page, click Security and Payment.

3. on the page of security and payment, click the transfer limit under security settings.

4. The default single-day transfer limit is 2,, which can be adjusted up to 1 million. In addition, the cumulative number of transactions in a single day and the cumulative limit in a single year of mobile banking can also be adjusted (the default amount of the system is still quite high, but we generally don't need it, so it is better to adjust it downwards for safety reasons).

5. Take modifying the daily limit as an example. Click Modify Limit with your finger, and the numeric keypad will pop up. Enter and exit the amount at the red arrow in the figure below, and then click OK at the back. Then click Adjust.

6. Enter the dynamic password received by the mobile phone and click OK.

7. OK, the limit was modified successfully this time.

will my bank card be checked when my friend transfers 5, yuan to me?

yes, according to the regulations on the management of reporting large-value transactions and abnormal transactions of financial enterprises, it is required that the cash income and expenditure of each large-value transaction or the total RMB transaction of the day is more than 2, yuan or the foreign exchange transaction equivalent to more than 1, US dollars should be reported to the superior leader.

according to the new requirements of banking supervision, the system will keep track of all transfers or cash withdrawals exceeding 1, yuan. If you withdraw more than 5, yuan, you must apply for filing in advance. Banks will have a risk control system to record whether the current funds are normal or not. The key purpose is to fight against money laundering, telecom fraud, tax evasion, etc., and to maintain all normal disciplines in the financial system. If your funds are all reasonable and legal, and you don't have to worry at all, normal transactions will be fine.

The bank will conduct an investigation on large-sum transactions. If you have experienced economic exchanges with each other and there are similar records of the quota data information, the bank will not check it too much. If this is your first large-sum transaction, the banking system will remind the billing staff to pay attention to the safety of funds, and will care whether the source of funds in the billing staff account is reasonable and legal!

if you find something suspicious, you will contact the depositor to check the information content, and the payee's incoming account will also check the data information of the incoming amount! As long as it is legal funds, even if the bank calls for information, the normal expression is fine!

But it is unlikely that every sum of money will be checked. The bank has set corresponding standards. If the transfer meets the standards, it will be checked.

will the bank check if it earns 2, to 3, yuan a day?

In fact, it is not clearly stipulated whether the bank card with a daily income of 3, yuan will be checked. Generally speaking, as long as the funds come from legal channels, even if they are investigated by bank supervision, there is no need to worry too much. The amount of personal account, usually the bank will not inquire about the specific source of money.

I was asked by the bank. Is there a problem with the source of my money?

First, the funds in your WeChat account are abnormal. There has never been such a large flow of funds. Now there is a large amount of funds suddenly, and the bank feels suspicious. Of course, it is necessary to check.

Second, the account is abnormal, the current account is suspicious, or there are accounts that have been checked by the bank. If you transfer funds to these accounts, the bank will also check them.

the third is abnormal transaction, that is, abnormal use of funds.

Fourth, bank routine. Even if your funds, current accounts and transactions are normal, bank routine inspection is normal. It is allowed and timely reminder is necessary.

how many transactions are noticed by banks in a month

1. Cards that do not trade for a long time, trade frequently, enter and exit many times at a time, have counterparties in high-risk areas and frequently change the IP address of online banking will be rejected by the X-money withdrawal system.

2. If the personal account transfers 5, yuan or more in a single transaction or accumulative transfer on that day, these bank flows will enter the monitoring state of the banking system.

3. Generally speaking, it is easier to monitor the entry and exit of large-sum funds in the short term, while ordinary large-sum transfers will not be monitored.

4. At present, all major domestic banks have established transaction detection systems to supervise RMB transactions. Major financial institutions are also required to record, track, investigate and report large or suspicious transactions between accounts in real time.