1. Second-generation payment, the full name is "second-generation payment system", which is one of the most important financial infrastructures in our country.

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2. Second-generation payment includes online payment across bank clearing system , large-amount real-time payment system, small-amount batch payment system, electronic commercial draft system, check image exchange system, bank name and bank number management system, domestic and foreign currency payment system, business monitoring system and statistical analysis system and other subsystems.

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3. Main features of the second generation payment system:< /p>

(1) Unify the decentralized access channels of the first-generation system;

(2) Adjust the functional positioning of the Tujia processing center and the city processing center;

(3) Each business application system is independent of each other;

(4) Provides a multilateral netting settlement model;

(5) Supports "payment versus payment" settlement in the foreign exchange market ;

(6) Enable multiple queuing business rescue mechanisms;

(7) Provide various account inquiry functions;

(8) Comprehensively improve participating institutions Service experience.