What are the names of the credit cards issued by major banks?
Bank of China: Great Wall Business Card, BOC Card Agricultural Bank of China: Golden Harvest Dual Currency Credit Card Industrial and Commercial Bank of China: Peony Dual Currency Credit Card Construction Bank: Dragon Card Dual Currency Credit Card Bank of Communications: Pacific Dual Currency Credit Card Coin credit card, Liu Xiang card has recently been launched by China Guangfa Bank: True Love Card, MF Card, Regular Card Pudong Development: Wow Card Industrial Bank: Garfield Card Minsheng Bank: ID Credit Card Everbright Bank: Fucard China Merchants Bank: Sunflower, MSN, Ruili, China CITIC Bank: Star Card Shenzhen Development: Shenzhen Development Bank Credit Card General banks in China can issue credit cards, such as: China Construction Bank, ICBC, Postal Service, Agricultural Bank of China, Transportation, etc. all have credit cards, as long as the conditions are met. Carry out processing. The most important conditions for applying for a credit card are: ① Aged 18-60; ② Have a stable job and income; ③ The necessary application documents are copies of identity certificates and work certification documents; ④ Provide other financial documents. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or a copy of the original work certificate/plate that has been verified by the promoter and marked; 3. Proof of financial resources : It can be salary records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other information that can prove your financial level. . 4. Other documents available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc. You only need to meet the conditions to proceed.
What are the credit card introductions of China’s five major banks?
ICBC credit card, Bank of China credit card, China Construction Bank credit card, Agricultural Bank of China credit card, Bank of Communications credit card
1. ICBC credit card
ICBC credit card is issued domestically The most popular credit card types. Currently, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card. According to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard, and Peony Express Card. According to the credit card The levels are divided into: platinum card, gold card and ordinary card; according to the issuing objects, it is divided into business card and personal card, among which personal card is divided into main card and supplementary card.
2. Bank of China Credit Card
The Bank of China Credit Card is an international standard credit card with one card and two currencies and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.
To apply for a Bank of China credit card, no guarantor, deposit, or cash deposit is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificate documents, that is, Can apply for Bank of China credit card.
3. CCB Credit Card
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
4. Agricultural Bank of China Credit Card
Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand among cardholders.
Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs.
In addition to providing a series of thoughtful features such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of losing the card, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Serve. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
5. Bank of Communications Credit Card
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals for life and career." , have pursuits, know how to enjoy, and are more willing to struggle, and sometimes there are people who want to study, do business, research or travel abroad.
Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. "Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management. It brings together both global and local advantages, with the theme of "Chinese people's global card", and advocates a new consumer culture and The card experience provides preferential benefits and considerate services all over the world.
Baidu Encyclopedia - ICBC Credit Card
Baidu Encyclopedia - Bank of China Credit Card
Baidu Encyclopedia - China Construction Bank Credit Card
Baidu Encyclopedia - Agricultural Bank of China Credit Card< /p>
Baidu Encyclopedia - Bank of Communications Credit Card
What high-end credit cards does Bank of China have?
Bank of China Great Wall American Express Private Bank Card, Great Wall Global Pass Unlimited Card, World Elite Credit Card , UnionPay Diamond Card is a high-end product and is open to invited customers. If you need to apply, you can consult your financial manager.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
A must-read for card applicants: a comprehensive list of the advantages and disadvantages of credit cards from major banks, application conditions, and suitable groups
Comprehensive comparison of the advantages and disadvantages of the four major banks
1. Industrial and Commercial Bank of China
Netizens claim to be the first in the universe - not taking the usual path. ICBC is approved by the local card department, not the credit card center.
First of all, ICBC has the so-called star rating, which is used as a reference value for card approval. If you have a debit card with ICBC, there is a so-called star rating. If you don’t do business with ICBC, there is no such thing. Star rating. This is only used as a reference value and does not affect the review.
Advantages:
There is no handling fee for cash withdrawals; the amount can be raised quickly; SMS reminders for consumption are free; consumption passwords can be selected in three ways: no password is required for all transactions; a password is required for transactions above the limit ; The interest-free period is up to 56 days; no interest will be charged on the part that has been repaid when the repayment is not in full.
Disadvantages:
It can be said that there are basically no discounts, and points are not of much use.
Preparation materials for card application: ID card, bank statements, car ownership, real estate. If you want a high-value credit card, please deposit at least 50,000 yuan with ICBC on a regular basis and apply in a week.
2. China Construction Bank:
It is a relatively friendly bank among the four major banks. It is easier to get a card and the limit is not bad. < /p>
Disadvantages:
No SMS notification; short interest-free period
Preparation materials for card application: ID card, bank statement, car property, real estate, fixed deposit, etc. Apply for a card.
Suitable for the crowd: a great benefit for car owners and foodies! If you are one of them, just apply for the card decisively!
3. Bank of China:
The largest and stingiest bank, (there is no one, I won’t tell ordinary people about the advantages:
Points are valuable; many branches; There are text message reminders; there are many discounts
Disadvantages:
The threshold for applying for a card is high; you can only apply for a limit increase twice a year; you attach great importance to deposits; additional cards need to be repaid separately
p>Preparation materials for card application: ID card, bank statement, employment certificate, RMB fixed deposit at Bank of China
Suitable for: Flying people! (I can’t think of a better word, and I’m drunk~ )
4. Agricultural Bank of China:
The Agricultural Bank of China has many merchants and co-branded cards. It can be said to be a bank that is more friendly to the people.
Advantages:
Many activities; many outlets; fast quota increase; 56-day interest-free period; free SMS reminders; professional business travel services for credit card customers
Disadvantages:
Threshold High; the limit is low, the 500 limit for card application is too much; the approval time is long; points are 0
Preparation materials for card application: ID card, bank statement, work certificate, social security card, and it is a must
Suitable for people: Foodies, of course, other people can also give it a little consideration~
5. China Merchants Bank:
In addition to ICBC, it is China Merchants Bank Credit cards are the best, right? The number of cards issued in 2014 ranked first in the country
Advantages:
1. The service is very good (even if you owe money...) 2. The credit limit is relatively high ; 3. The limit increase is user-friendly; 4. There are many activities; 5. All card bills are integrated
Disadvantages:
1. Some online shopping limits are only 500; Yuan is only 1 Points; 3. Most online purchases are free of points
Preparation materials for card application: ID card (Comparing the above banks, do you think they are the same as “Angels”?)
< p>Suitable for people: Anyone aged 18-60 years old!6. China Everbright Bank:
One of the more popular banks, it has a large number of credit card users and has many activities. Very impressive
Advantages:
1. Beautiful card appearance. 2. Low threshold; 3. Many activities; 4. No annual fee for swiping 3 times; 5. Free text message reminder; 6. There are points for online shopping
Disadvantages:
1. The installment fee is very high; 2. There are few outlets
Preparation materials for card application: ID card is enough
Suitable for the crowd: Suitable for young people who love online shopping and also love brick-and-mortar shopping (physical discounts are quite strong)
7. Industrial Bank:
More distinctive This is a bank with a pretty good credit limit when you apply for a card.
Advantages:
1. Gold cards can enjoy airport VIP lounges; 2. Points are permanently valid and cannot be reset; 3. Points can be redeemed for mileage; 4. Minimum monthly repayment The amount is 5%, and the general bank is 10%
Disadvantages:
1. There is no 400, 800 phone number; 2. There are few outlets; 3. Relatively speaking, discrimination against rural household registration and Male, like girls (I have been discriminated against!)
Preparation materials for card application: ID card, bank statement, financial certificate, credit card from another bank (if any)
Suitable for the crowd: Friends who fly frequently and don’t want to pay the annual fee for a platinum card.
8. Bank of Communications:
This bank has a very good credit card approval rate, almost everyone can pass it. I once applied for a card online and received the approval 15 minutes after applying. Short message.
Advantages:
1. The threshold is very low; 2. The initial amount is very high; 3. There are many discounts; 4. Repayment is quite convenient
Disadvantages :
1. The system can only actively raise the limit, but cannot apply for a raise, and manual intervention cannot be made; 2. The cheating SMS reminder fee; 3. The cash withdrawal fee is very expensive; 4. Full penalty information; 5. Strict risk control.
Preparation materials for card application: ID card is enough
Applicable people: Because there are many activities, it is suitable for all friends who love to take advantage~ However, please be reminded that these activities do not Lots of discounts! Don't take advantage of small things and lose big profits.
9. CITIC Bank:
A bank with no bottom line, it likes to make small mistakes even if it doesn’t matter
Advantages:
1. There are many activities; 2. If you fool the customer service, you can get a lifetime annual fee exemption; 3. Points are easy to get; 4. If you use the card well, there will be so-called "credit" and "new express" services, and you can have More money is used to woolen wool!
Disadvantages:
1. The installment fee is very high; 2. The SMS reminder fee is ridiculous; 3. The interest-free period is not long; 4. The risk control is very strict, if something goes wrong If I have nothing to do, I will call you and ask you what you just bought with your card (my usual answer is: none of your business, who are you?)
Preparation materials for card application: ID card is enough, and you can apply with a card The card has a higher limit
Applicable people: Because there are many activities, it is suitable for all friends who love to take advantage~
10. Ping An Bank:
This guy used to It's an insurance business, and now it's a bank! The car owner is their mother!
Advantages:
Hourly roadside assistance; 2. Accident insurance, hospitalization subsidy insurance, etc. will be given as soon as you apply for the card (it has become a bank but it still can’t change its style of selling insurance! ); 3. If you have a car, your credit limit will keep rising; 4. There are many activities
Disadvantages:
1. SMS reminder fee; 2. Points are worthless; 3 .Lots of advertisements
Preparation materials for card application: car title, ID card, credit card from other bank, bank statement
Applicable group: car owners and friends who love to travel
How about it? I believe you have seen the complete list, but have you never seen such a comprehensive credit card list? Of course, the contents introduced here are only personal opinions and experiences. It is better for everyone to choose a credit card based on their personal ideas!
Inventory of China Merchants Bank’s credit cards
China Merchants Bank has successively launched various types of credit cards. So what are the characteristics of each of these credit cards and which one is more popular? I believe that many card friends have them. Doubts in this regard. The following is a comprehensive inventory of China Merchants Bank credit cards and ranking from high to low.
First: China Merchants Bank YOUNG Card (Youth Edition)
1. Annual fee: (1) Annual fee is 100 yuan;
(2) First year No annual fee, swipe the card 6 times, no limit on amount, no annual fee for the next year
2. Cash withdrawal limit: (1) 100% of the credit limit;
(2) The first cash withdrawal of each month is free of charge
3. Application conditions: (1) Only for customers under 30 years old (including 30 years old), and cannot be student customers;
( 2) Suitable for newly graduated college students.
4. Rights: (1) Bills can be repaid in installments and enjoy a 50-day interest-free period;
(2) The consumption points in the birthday month are double the normal month.
Second: China Merchants Bank Standard Credit Card
1. Annual fee: (1) Annual fee for regular card is 100 yuan/gold card is 300 yuan;
(2 ) No annual fee in the first year, swipe the card 6 times, no limit on amount, no annual fee in the next year
2. Cash withdrawal amount: (1) 50% of the credit limit;
(2 ) enjoys a cash withdrawal fee as low as 1%, with a minimum of 10 yuan per transaction
3. Application conditions: assets in all personal accounts in the same branch of China Merchants Bank (including this++ fixed-term, current and " If the total market value of "Bank-Security Connect", "Bank-Based Connect" and certificated treasury bond accounts) reaches RMB 500,000, you can apply.
4. Rights: (1) Interest-free installment repayment for goods; enjoy an interest-free repayment period of up to 50 days;
(2) Repay on time, and you can accumulate personal Credit;
(3) Points can be accumulated by swiping your card for consumption, and even if the points are not used in the current month, they can be used in the next month and are permanently valid.
Third: China Merchants Bank Visa Full Currency Card
1. Annual fee: no annual fee for life
2. Cash withdrawal limit: (1) of credit limit 50%;
(2) 15% foreign exchange handling fee is waived no matter when and where you withdraw cash or make purchases
3. Application conditions: (1) Aged 18 or above Can apply;
(2) Applicable to users traveling abroad and overseas online shopping
4. Rights: (1) Can be used for overseas consumption, exempt from 15% foreign exchange exchange procedures ;
(2) Only VISA line transactions are supported.
Fourth: Hello Kitty Fan Credit Card
1. Annual fee: (1) Annual fee is 100 yuan;
(2) Annual fee is waived in the first year, swipe the card 6 times, no limit on the amount, no annual fee for the next year
2. Cash withdrawal limit: 50% of the credit limit;
3. Application conditions: (1) Aged 18 or above. Can apply
(2) The card design is cute and interesting, suitable for young girls.
4. Rights: (1) For high-priced goods, you can pay in installments with simple procedures and no additional interest;
(2) Enjoy interest-free repayment for up to 50 days Period
Fifth: China Merchants Bank GQ Co-branded Credit Card
1. Annual fee: (1) Annual fee is 100 yuan;
(2) The first year is waived Fee, swipe the card 6 times, no limit on the amount, no annual fee for the next year
2. Cash withdrawal limit: 50% of the credit limit;
3. Application conditions: Aged 18 or above Can apply
4. Rights: (1) Read GQ e-magazine for free simultaneously
(2) For high-priced products, you can pay in installments, and the handling fee rate starts at 0.66% per month;< /p>
(3) Enjoy the interest-free repayment period of up to 50 days
Sixth: China Merchants Bank 30th Anniversary Edition and Card
1. Annual fee: (1) Annual fee for regular card is 100 yuan/gold card is 300 yuan;
(2) Annual fee is waived in the first year, swipe the card 6 times, no limit on amount, and annual fee is waived for the next year
2. Cash withdrawal limit: (1) 50% of the credit limit;
(2) The first cash withdrawal per month is free of charge
3. Application conditions: 18 years or older You can apply if you are 10 years old
4. Rights: Within two months after issuance, if you meet the credit card swiping standards, you can go to the Palm Life APP to receive 1,000 CMB credit card points.
The above is a comprehensive review of China Merchants Bank’s credit cards. I hope you can gain something from it. Cardholders who want to apply for a China Merchants Bank credit card can choose one that suits them.
What are the types of credit cards issued by Bank of China
Bank of China has issued many credit card products including: personal Jinpu credit card, platinum credit card, unlimited credit card, American Express card, etc. You can Inquire through the official website of Bank of China ()--Bank Card--Credit Card Products.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
This ends the introduction to the bank credit card list and the names of each bank's credit cards. Have you found the information you need?