2. Cancel the approval of opening a sub-loan account. The sub-loan debtor may directly apply to the bank for opening an account with the application for opening an account and the sub-loan agreement.
Three. Lending creditors or lending debtors are allowed to go directly to the account opening bank to handle the transfer of relevant domestic funds with the lending agreement and other documents.
Four, cancel the policy loan settlement approval. The foreign exchange funds obtained by the lending debtor from the policy foreign debt lending can be directly settled at the account opening bank by virtue of the lending agreement and the application for settlement of foreign exchange. The foreign exchange funds obtained by the sub-lending debtor from commercial foreign debts shall not be settled.
5. Cancel the approval procedures for repayment of principal and interest and purchase of foreign exchange under refinancing. The sub-lender shall go directly to the bank to handle the repayment procedures with the sub-loan agreement, repayment notice and other documents.
Six, on the premise of voluntary consent, lending creditors or debtors (except the final debtor) can hold relevant certificates and other materials on behalf of lower-level debtors directly to the bank for unified settlement and purchase procedures.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.