1. China Construction Bank was established in 1954, 10, 1. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan for national economic development, and the economic construction centered on 156 key projects was launched nationwide. In order to manage the huge construction funds, China Construction Bank came into being. During the more than 20 years from 1954 to 1978, China Construction Bank mainly undertook to centrally handle the allocation of national capital construction budget and self-raised funds of enterprises, supervise the rational use of funds, issue short-term loans to construction enterprises and handle basic business settlement business.
2. Since the end of 1970s and the beginning of 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively opened credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, and personal housing mortgage loans. After more than ten years of reform and development, CCB's various businesses have developed rapidly, and its credit assets and liabilities have increased tenfold. From a single bank that manages financial funds and manages the supervision of infrastructure funds, it has developed into a bank that not only manages financial investment and credit business, but also handles fixed assets investment credit, issues matching liquidity loans, handles domestic financial business, and also operates international financial business. It is a national professional bank focusing on medium and long-term credit.
3. Since the mid-1980s, in order to meet the needs of China's economic and financial system reform and economic development, China Construction Bank has successively opened cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, and international financial services. , housing loans and all kinds of agency business. By opening all kinds of commercial bank services to the society, the functions of banking services have been enriched and a solid foundation has been laid for the transformation to modern commercial banks. From the 65438+early 1990s, in less than five years, it basically completed the transformation from stand-alone business to developed and applied bank-wide network, including electronic fund settlement system and long-distance card network networking transactions. CCB system, general ledger transmission system and e-mail system are also networked with swift system.