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What is the procedure for an individual to exchange US dollars?
As we all know, RMB can be converted into dollars. What procedures do depositors need to go through to exchange RMB for US dollars? What materials are prepared? Let's take a look at Bian Xiao.

What is the procedure for an individual to exchange US dollars?

Different banks have different regulations for individuals to exchange dollars, and the procedures required are different. Next, take China Construction Bank as an example, as follows:

1. Purchase of foreign exchange by mobile banking

At present, only the second-generation ID card account is supported to purchase foreign exchange within the quota through mobile banking. When purchasing foreign exchange, the symbol of paper money and remittance is "cash" by default, and cash can be withdrawn or remitted abroad through the counter.

In addition, depositors' trading accounts must be dragon cards, wealth management cards, current passbooks, Lugang Tonglong cards and other first-class accounts, and the account opening outlets must be qualified for settlement and sale of foreign exchange.

2. Purchase of foreign exchange through online banking

At present, it supports the purchase of foreign exchange through personal online banking for accounts opened with domestic personal second-generation resident ID cards, foreigners' permanent residence cards/foreigners' permanent residence ID cards, and the specific convertible currency is subject to the actual opening currency.

3. Counter purchase of foreign exchange

If the domestic individual foreign exchange purchase account opening outlets are qualified to settle and sell foreign exchange, please bring your valid ID card and account to the outlets offering foreign exchange purchase business to consult and handle the foreign exchange purchase within the annual quota.

It should be noted that if the cash withdrawn after purchasing foreign exchange exceeds the equivalent of more than US$ 654.38+00,000, the foreign currency cash will be withdrawn from the bank with my valid identity document and the purpose of withdrawal, and then with my valid identity document and the foreign currency cash withdrawal record form signed by the foreign exchange bureau.

The above are some contents of personal exchange of dollars, so you can pay attention to them.