scope of business
Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; International settlement, foreign exchange guarantee, self-operated or agency foreign exchange trading, foreign exchange interbank lending, credit investigation, consultation and witness; Engaged in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box business; Other businesses approved by China Banking Regulatory Commission.
Social responsibility:
On June 29th, 2020, Zhongyuan Bank donated 6 million yuan for the first time through Henan Red Cross Society to fully support Henan in fighting the epidemic.
On July 27th, 20021,Zhongyuan Bank donated13.32 million yuan to Henan Charity Federation to provide accurate support for flood control and disaster relief and post-disaster reconstruction.
Performance status:
By the end of 20 15, Zhongyuan Bank had assets of 3126 billion yuan, net operating income of106.8 billion yuan and net profit of 3.05 billion yuan.
By the end of June, 2065438+2006, the total assets of Zhongyuan Bank were 386.4 billion yuan, an increase of 85.2 billion yuan or 28.3% over the beginning of the year. Total liabilities were 353.2 billion yuan, an increase of 84.5 billion yuan or 31.4% compared with the beginning of the year; The balance of self-operated deposits was 267.6 billion yuan, an increase of 64.6 billion yuan or 31.9% over the beginning of the year; The balance of various loans was 654.38+058.8 billion yuan, an increase of 23.9 billion yuan or 654.38+07.7% over the beginning of the year.
As of June 30, 20021year, the total assets of Zhongyuan Bank were 753.002 billion yuan. Total loans (excluding accrued interest) and deposit balance (excluding accrued interest) were 384.994 billion yuan and 448.500 billion yuan respectively, up by 7.8% and 5.5% respectively from the beginning of the year. In the first half of 200210, Zhongyuan Bank realized an operating income of 9710.8 million yuan; The profit before provision was 6.787 billion yuan; The net profit was 265,438+0.65,438+0.2 billion yuan, a year-on-year increase of 4.2%.