1, Standard Chartered Bank

2. Hongkong and Shanghai Banking Corporation

3. Hang Seng Bank Limited

4. Bank of China? Chinese

Hong Kong's banking industry is highly internationalized. Hong Kong's banking industry implements a three-tier system, namely, licensed banks, restricted license banks and deposit-taking companies, which are collectively referred to as authorized institutions. By the end of 1996, the total number of authorized institutions in Hong Kong had reached 3,865,438+0, including 65,438+086 licensed banks, 63 restricted licensed banks and 65,438+032 deposit-taking companies.

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Advantages of Hong Kong account:

1, which is convenient for investing in Hong Kong stocks.

Compared with A-shares, Hong Kong stocks have richer trading varieties and more flexible trading rules (T+0, etc. ). It is very suitable for domestic investors to conduct reasonable A-share hedging.

2. Individual self-employed individuals receive foreign exchange

Personal SOHO engaged in import and export trade needs to have an account that can be exempted from domestic foreign exchange control and foreign funds can freely enter and exit to meet daily business needs.

3. Allocation of overseas assets

Mainland high-net-worth individuals need to use accounts outside Hong Kong to allocate overseas assets for overseas home purchase, real estate, overseas investment, Hong Kong insurance, overseas immigration, study abroad and other projects.

4. Eggs can't be put in one basket.

The USD /HKD in the account hedges the depreciation of RMB.

5. The deposit interest rate and variety are not restricted.

The interest rate and variety of Hong Kong account deposits are not restricted by domestic supervision, and are more favorable and flexible than similar deposit rates of overseas banks. In particular, large deposits can be customized according to customer needs in terms of interest rate and term, which is flexible and convenient.

6. Reasonable tax avoidance

The interest earned by China government on offshore deposits is exempt from deposit interest tax, and the actual net income of offshore deposits is even more considerable.

7. Improve the comprehensive operational efficiency of domestic and foreign funds.

It can make full use of the full-service characteristics of Hong Kong banks that can provide onshore business and have the functions of overseas banks, reduce the comprehensive cost of funds, speed up the turnover of domestic and foreign funds, and improve the efficiency of capital use.