(2) On a regular basis

1. lump sum deposit and withdrawal

Three months 1.35

Half a year 1.55

One year 1.75

Two years 2.25

2.75 pounds for three years

2.75 pounds for five years

2. lump-sum deposit and withdrawal, deposit and interest.

One year 1.35

Three years 1.55

Five years 1.55

3. Fixed-income and double-income loans will be discounted at the same interest rate regularly within one year.

Two. Agreed deposit 1.00

Three. deposit at notice

0.55 per day

Seven days 1. 10

：

Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China.

1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.

Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services.

There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches, 99 provincial branches/kloc-0, and 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities.

It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. Strategic shareholding in Hainan Bank, holding four rural banks.

The personal business of Bank of Communications includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.

The business of small business users includes: loan application, one-stop business service, exhibition service, Zhuoye one-stop business service, investment and financing, tax financing, branch loan service, hand-in-hand service, and benefiting farmers service.

International business includes: inter-bank services, international business services, foreign exchange financial services and foreign exchange trading services.