You don't need a bank card from Bank of America. Any bank in China can accept remittance in US dollars, such as China Bank/China Construction Bank/China Merchants Bank, etc. You just need to tell your customers the English name, account number and city of the bank. After receiving the remittance in US dollars, you can choose to keep the US dollars or convert them into RMB. When your American customers remit money to you, the bank will charge a handling fee of $45, which is unchanged. The remittance of $65,438+000 is $45, and the remittance of $65,438+000,000 is also $45, so your customer said that the transaction amount should be at least $250 before the transaction can be concluded.

Another way is to use Western Union remittance. For small remittance, the handling fee of Western Union is much cheaper, only a few dollars. But for large remittance, I usually use bank wire transfer myself.

-June 2nd supplement: paypal mentioned downstairs is also a way, especially small remittance is very good. However, the disadvantage is that it is very complicated to open a paypal account that can receive foreign exchange in China, and there will be certain fees, such as annual fees. Paypal remittance of $250 is no problem, but if it is $2,500, it will be a big loss, which is definitely not as affordable as bank wire transfer.