Play a role:
1. There are three kinds of banks in China, one is the central bank, the other is the commercial bank and the other is the policy bank;
2. Commercial banks refer to financial institutions engaged in the business of absorbing public deposits, issuing loans and handling settlement. And take profit as the main goal. Main functions (business): deposit business, loan business and settlement business;
The central bank is an institution established by the government, which is responsible for controlling the national money supply and credit situation and supervising the financial system, especially commercial banks and other savings institutions. In short, it is a national institution;
4. The main function is to act as an agent for the national treasury; Acting as an agent to issue state bonds; The state gives credit support; Maintain foreign exchange and gold reserves; Formulate and supervise financial management regulations related to entertainment; Adjust interest rates, deposit reserve ratio, etc. , that is, to formulate monetary policy;
5. Policy banks are banks invested and established by China Municipal Government to implement and cooperate with economic policies. This is a state-backed bank, which is non-commercial. There are two kinds: China Agricultural Development Bank and The Export-Import Bank of China. Some other countries also have policy banks.