Small currency business has a good potential development space, which can provide useful reinforcement and supplement for the existing business of commercial banks. The first is direct income. The direct income sources of small currency business mainly include quotation spread income, settlement income, trade financing and deposit income. Followed by indirect interests. If small currency business can seize the opportunity, it is expected to bring rich potential customer resources to commercial banks, stimulate intermediary business and promote product innovation.
At present, there is no official definition of the concept of "small currency", which is generally used to refer to currencies other than G7 currency. Small-currency business of commercial banks mainly refers to the transaction and settlement of funds related to small currencies, including foreign exchange trading, settlement and sale of foreign exchange on behalf of customers, quotation in interbank market, border trade settlement in settlement currency and related businesses.