Just after 20 15, "new normal" and "supply-side structural reform" became a hot search on the internet. The new normal means that China's economy has officially bid farewell to the past 30 years, and supply-side structural reform is an important choice of economic thinking under the new normal, which also means that China's economy has entered a new historical cycle.

The new historical cycle also means the arrival of "low interest rate era", which has a far-reaching impact on wealth management and asset allocation market. Since 20 14, 1 1, the central bank has cut interest rates six times in a row. From a global perspective, ultra-low interest rate policy has also become an important option for countries to coordinate economic activities. Maintaining low interest rates will become an important symbol of future wealth management and asset allocation, and low interest rates will also put forward more requirements for future wealth management and asset allocation.

With the "low interest rate", the RMB exchange rate in the foreign exchange market has depreciated sharply recently. Since August last year, the RMB has been devalued continuously, ending a decade-long unilateral appreciation. Under the situation of mismatched monetary policy cycles between China and the United States, the pressure of RMB depreciation is hard to subside, and the prospect of foreign currency asset allocation is promising. As an investor, it is timely to allocate overseas diversified foreign currency assets and balance exchange rate risks under the background of the current strong US dollar.

Faced with new customer needs, many private banks and third-party wealth management institutions have launched wealth management services based on the global market. Jingquan Fortune from Shanghai also began to lay out overseas markets many years ago, because its shareholders include many well-known overseas asset management companies, and its parent company, Jing Rong Fund, also has rich experience in the real estate industry, ranking among the top five private real estate funds for many years. The combination of the two has created a considerable advantage in the allocation of overseas assets of Jingquan Wealth.

20 16 China's wealth management market, opportunities and challenges coexist. With the further expansion of China's high-net-worth population and wealth scale, the demand for investment and financial management is increasingly strong. However, while the demand is increasing, the demand of high net worth people for wealth management products is getting higher and higher, and the demand for personalization, customization and globalization is becoming more and more clear. These put forward higher requirements for asset allocation ability, product supply ability and risk prevention measures of wealth management institutions.