1. For cash transfer, you need to take the money to the counter of the bank branch to be transferred and ask the staff for the money order (that is, the transfer bill); Note: If you use a bank card to transfer money, you only need to bring your ID card and bank card to the counter.

2. Fill in the payee's bank account number and name on the money order (be sure to look at the other party's account number and write it correctly), and then sign the money order. If you don't know how to fill out the money order, you can ask the staff specifically;

3. Then submit the ID card, money and money order to the teller, and the other party will check whether the payee information is correct according to the account you fill in;

4. If the above information is correct, the teller will remit the money to the other party's account, and then he will give you a receipt: there will be relevant information about the transfer, and the transaction is successful!

Remittance is also called "remittance". One of the payment methods of international settlement. A business process in which the payer actively remits money to the payee through a third party (usually a bank) by using various settlement tools. There are usually four basic parties in remittance business: the remitter (that is, the payer), the remittance bank, the remittance bank and the payee. There are three commonly used remittance methods: (1) remittance, that is, at the application of the remitter, the remitter sends the remittance to the remitter through the remittance power of attorney and entrusts it to pay the payee. (2) T/T, that is, at the application of the remitter, the remitting bank informs the foreign remitting bank by telegram or telex, and entrusts it to pay the remittance to the designated payee. (3) Remittance by draft, that is, at the application of the remitter, the remitter draws a draft on behalf of the remitter, gives it to the remitter for mailing or taking it abroad, and gives it to the payee to collect the remittance from the remitter.

More and more citizens are willing to choose bank card remittance. As long as you provide the other party's name and card number, you can realize card-free deposit in different places. Banks such as industry, agriculture, China, construction and Shanghai Pudong Development Bank have all opened this business. What the public should pay attention to is that many banks charge fees for deposits and withdrawals in different places. Therefore, whether remittance places are widely distributed and whether remittance withdrawal is convenient has become an important indicator to be considered. For example, Agricultural Bank of China and Industrial and Commercial Bank of China are very popular with customers even if their outlets are in remote places such as Tibet, Inner Mongolia and the top of Huangshan Mountain. The bank card remittance of Shanghai Pudong Development Bank is still free, and citizens can also choose cheap ones.

It is the best policy for citizens who travel around the world to bring a bank card. For families with children studying abroad, parents use the main card to handle deposit business in China, and children can spend money abroad with only one supplementary card. But the biggest drawback is that it is not safe to carry. If you are traveling abroad, it is better to deposit foreign currency into Jinsui International Debit Card and spend it directly by credit card.