Beijing Online Banking Technology Co., Ltd. is a platform in JD.COM. Online Banking (Beijing) Technology Co., Ltd. (hereinafter referred to as online banking), a wholly-owned subsidiary of JD.COM Group, is a leading provider of electronic payment solutions in China, focusing on providing safe and convenient comprehensive electronic payment services for various industries. Online banking is the executive director of China Payment and Clearing Association, the deputy director of Commercial Factoring Committee of China Service Trade Association, and the fund sales payment and settlement institution approved by China Securities Regulatory Commission. On may 3rd, 20 1 1, the company obtained the first batch of payment business licenses from the central bank, the value-added telecom business licenses from People's Republic of China (PRC) * * and China, the technical certification of payment business facilities of non-financial institutions in Admiralty and Guo Sheng, the high-tech enterprise in Zhongguancun, the innovative enterprise in Haidian, the copyright registration certificate of computer software and many other certifications. 20 14 Online Banking became one of the first enterprises to obtain the pilot license of "cross-border electronic commerce Foreign Exchange Payment Business" from the State Administration of Foreign Exchange. Based on financial innovation, we constantly provide users with extremely convenient payment experience, and provide merchants with safe and fast online payment and settlement services and perfect industry solutions.