1. According to Article 15 of the Measures for the Administration of Personal Foreign Exchange, when an overseas individual converts unused RMB into foreign currency cash, he/she shall present his/her valid identity certificate to a bank or a foreign currency exchange institution for small amount exchange; If the amount exceeds the specified amount, you can go to the bank with the original exchange memo. ?
2. According to the provisions of Article 35 of the Measures for the Administration of Personal Foreign Exchange, if the amount of foreign currency cash allowed to be brought into the country is less than the amount declared in the relevant regulations, it can be handled directly at the bank;
If a single deposit or accumulated deposit on the same day exceeds the above amount, it shall be handled in the bank with my valid identity certificate, the entry declaration form for bringing foreign currency cash or the foreign currency cash withdrawal certificate of my original deposit financial institution. ?
3. According to the provisions of Article 34 of the Measures for the Administration of Personal Foreign Exchange, individuals can purchase foreign exchange or withdraw money from foreign exchange savings accounts, and the amount of foreign currency cash allowed to leave the country on a single day or the same day can be directly handled in the bank; If the single or accumulated withdrawal exceeds the above amount on the same day, it shall be reported to the local foreign exchange bureau in advance with my valid identity certificate, proof of withdrawal purpose and other materials. ?
Extended data:
1. Personal foreign exchange accounts are divided into domestic personal foreign exchange accounts and overseas personal foreign exchange accounts according to subject categories; According to the nature of the account, it is divided into foreign exchange settlement account, capital account and foreign exchange savings account. ?
2. The bank shall determine the account subject category according to the identity documents and other supporting materials provided by the individual when opening an account, and the name of the foreign exchange account opened shall be consistent with the name recorded in its valid identity documents. Domestic transfer of foreign exchange accounts of domestic individuals and overseas individuals is managed according to cross-border transactions.
3. Individuals can open foreign exchange savings accounts in banks with valid identity documents. The income and expenditure scope of foreign exchange savings accounts is non-operating foreign exchange income and expenditure, and the transfer of funds between foreign exchange savings accounts of the same subject category between myself or his immediate family members. Joint foreign exchange savings accounts opened by domestic individuals and overseas individuals shall be managed according to domestic individual foreign exchange savings accounts.
4. Foreign exchange deposits of overseas individuals in China should be included in the short-term foreign debt balance management of deposit financial institutions.
Measures of the State Administration of Foreign Exchange Hubei Branch for the Administration of Personal Foreign Exchange