What are the regulations on the management of domestic foreign exchange loans? These measures are formulated in order to effectively transport foreign exchange, promote economic development and earn foreign exchange through export. Chapter I Object of Loan Article 1 Any enterprise with independent economic accounting, legal personality and foreign investment (including overseas Chinese capital, foreign capital and Sino-foreign cooperation) may apply for this loan when foreign exchange flows due to production, construction and trade. Article 22 The scope of use of foreign exchange working capital loans includes: 1. Foreign exchange liquidity required by state-owned construction and installation enterprises, foreign contracted engineering companies and real estate development companies. Labor export of foreign contracted projects and real estate development at home and abroad; 2 foreign exchange liquidity required by construction enterprises and engineering contracting companies; 3 building materials supply and marketing enterprises engaged in import and export business required foreign exchange liquidity; 4. Foreign exchange liquidity of import and export trade required by import and export trading companies, packaged loans, export bills of exchange, overdraft foreign exchange deposits (approved loans), raw materials imported by bill companies and foreign exchange liquidity required by industrial enterprises for production and trade; 7. Other foreign exchange current loans approved by banks. Chapter III Loan Limit: From the effective date of the loan contract to the signing date of the foreign exchange loan contract, generally it shall not exceed half a year, and the longest shall not exceed 1 year. Article 4 The loan interest rate shall be determined according to the relevant regulations of the People's Bank of China, the bank's financing cost and the level of its peers. Loan interest is generally charged quarterly, with floating interest rate. Chapter IV Loan Conditions and Applications Article 5 A borrower must meet the following conditions: 1. Having the qualification of legal person; 2. Hold the supreme authority. The use of foreign exchange conforms to the relevant provisions of the state on foreign exchange control.

Two. Measures for the Administration of Foreign Exchange (Sub-loan) Registration

Article 1 In order to strengthen the macro-management of foreign debts and improve the decision-making ability of local and local departments on the use of foreign exchange funds, these Measures are formulated according to the requirements of "further improving the foreign debt registration and statistical monitoring system, whether borrowing directly from abroad or lending domestically, should be included in the national foreign debt statistical monitoring system for registration" in the Notice of the State Council on Strengthening the Supply and Demand Management of International Commercial Loans. Article 2 The term "foreign exchange (reloan)" as mentioned in these Measures refers to the following foreign exchange funds used by domestic units to undertake contractual repayment obligations in foreign currency:

1, loans from international financial organizations and foreign governments;

2. International financial subletting and domestic foreign exchange leasing;

3. Foreign exchange loans from domestic banks and non-bank financial institutions;

4. Other forms of refinancing. Article 3 The State implements a comprehensive registration management system for refinancing. The State Administration of Foreign Exchange and its branches (hereinafter referred to as the foreign exchange administration department) are responsible for the registration, management and approval of sub-loans. Article 4 An entity that uses refinancing shall, within 10 days after each loan contract or refinancing agreement is signed, go through the formalities of refinancing registration at the local foreign exchange administration department with a copy of the valid contract or refinancing agreement, and obtain the refinancing registration certificate. Article 5 After the loan is transferred, the user shall fill in the Loan Transfer Registration Certificate in time according to the following conditions, and send a copy to the local foreign exchange administration department the next day:

1. Units that use foreign exchange loans from domestic banks and non-bank financial institutions shall fill in the loan payment notice;

2. The sub-loan paid by the letter of credit shall be filled in after the loan is paid;

3. If you open a working capital account in China, fill in the working capital account;

4. Lease refinancing should be filled in when the equipment is officially used. Article 6 When a sub-loan repays the principal and interest or the rent due, the user shall go to the local management department for the examination and approval of the principal and interest repayment or the rent payment in advance with the Sub-loan Registration Certificate and the Notice of Repaying the Principal and Interest or the Rent. The opening bank shall handle the formalities of repayment of principal and interest or payment of rent with the approval of the Foreign Investment Management Department. Article 7 After the payment of loan principal and interest or rent is completed, the user should fill in the registration certificate of sub-loan according to the bank payment voucher, and send a copy to the local management department the next day. Article 8 The user shall, within one week after the final repayment of the principal and interest of each refinancing, hand in the cancellation of the refinancing registration certificate to the local management department. Article 9 Intermediate lending management departments that directly use foreign exchange cash or quota to repay lending debts also need to go through the formalities of lending registration, but they can use the form of monthly statement. Article 10 Banks should strictly implement the regulations and handle the procedures of loan transfer, repayment and rent payment with the registration certificate and approval documents. After handling the receipt and payment procedures, the receipt and payment voucher should be sent to the local foreign-related administrative department in time to ensure the implementation of the registration double-line check system. Eleventh in violation of the above provisions of these measures, the local foreign exchange administration department may impose a fine of less than 3% of the loan amount according to the circumstances. Article 12 The sub-loan that has not been repaid before the date of promulgation of these Measures shall be registered with the local operation department from the date of promulgation to the end of 1989. Article 13 In areas where it is really difficult to register foreign exchange loans of domestic banks and non-bank financial institutions one by one, with the approval of the State Administration of Foreign Exchange, creditors may be entrusted to register on their behalf in the form of a monthly refinancing report uniformly compiled by the State Administration of Foreign Exchange. Article 14 These Measures shall come into force as of June 5438+0989165438+10/5, 2005. The State Administration of Foreign Exchange shall be responsible for the interpretation of these Provisions.

3. What are the regulations on domestic foreign exchange loan management?

Chapter I Object of Loan Article 1 All state-owned enterprises, collective enterprises, institutions and foreign-invested enterprises with independent economic accounting (including overseas Chinese capital, foreign capital and Sino-foreign joint ventures, the same below) may apply for this loan when foreign exchange flows due to production, construction, trade and other reasons. Chapter II Scope of Use of Loans Article 2 The scope of use of foreign exchange liquidity loans includes: 1. Foreign exchange liquidity required by state-owned construction and installation enterprises, foreign contracted engineering companies and real estate development companies. Contracting overseas projects and real estate development at home and abroad; 2 foreign exchange liquidity required by construction enterprises and engineering contracting companies to undertake foreign-invested projects; 3 building materials supply and marketing enterprises engaged in import and export business required foreign exchange liquidity; 4. Foreign exchange liquidity in import and export trade, packaged loans, export bills, overdraft of current foreign exchange deposits (approved loans), bill discount and other funds required by import and export trading companies; 5. Foreign exchange working capital required by foreign-invested enterprises for production and trade; 6 industrial enterprises to import raw materials and processing and assembly of foreign exchange liquidity; 7. Other foreign exchange current loans approved by banks. Chapter III Loan Term and Interest Rate Article 3 The loan term shall be from the effective date of the loan contract to the date when all the loan principal and interest agreed in the foreign exchange loan contract are paid off, generally not exceeding half a year, and the longest period shall not exceed 65,438+0 years. Article 4 The loan interest rate shall be determined according to the relevant regulations of the People's Bank of China, the bank's financing cost and the level of its peers. Loan interest is generally charged quarterly, with floating interest rate. Chapter IV Loan Conditions and Applications Article 5 A borrower must meet the following conditions: 1. Independent economic accounting and legal person status; 2. Holding a document approved by the superior competent department for the use of foreign exchange; 3. the use of foreign exchange conforms to the relevant provisions of the state administration of foreign exchange, and the repayment ability can be

4. What are the access conditions for banks to start foreign exchange business?

1) has the right to operate foreign affairs or foreign exchange income under current account approved by the administrative department;

(two) donations, aid, international postal remittances and other foreign exchange income with special sources and designated purposes.

2. Conditions for opening foreign exchange accounts for capital projects

The State Administration of Foreign Exchange stipulates that foreign exchange can be retained in the following capital projects by opening foreign exchange accounts:

(1) Borrowing of foreign debts by domestic institutions, loans from foreign debts of domestic Chinese-funded financial institutions, and foreign exchange loans;

(2) Foreign exchange used by domestic institutions to repay the principal of foreign exchange debts at home and abroad;

(3) Income from stock issuance of domestic institutions in foreign exchange;

(4) Capital invested in foreign exchange by Chinese and foreign investors of foreign-invested enterprises;

(5) Foreign exchange remitted by overseas legal persons or natural persons for the establishment of foreign-invested enterprises;

(6) Foreign exchange from the realization of the assets stock of domestic institutions;

(seven) foreign legal persons or natural persons to buy and sell B shares in the territory of foreign exchange;

(8) Foreign exchange for other capital projects approved by the foreign exchange bureau.