When you arrive at the account, you can choose SHR OUR.

SHR is the expense borne by the payee.

Because your receiving bank is transferred through other intermediary banks, most international remittances are rarely received directly. Unless you are in standard chartered in China, you can pay standard chartered in foreign exchange in China. Other banks may have a middle line. Therefore, intermediary banks have to charge a handling fee. No matter which SHR you chose at that time or our general personal customer bank will do the SHR for you, because our bank will pay it in advance.