Usually, after the bank card is frozen, this account can only be accessed, that is, you can deposit money and transfer money into it, but you can't take it out (it is also necessary to distinguish between one-way freezing or two-way freezing, full freezing or quota freezing).

If the bank card is frozen, you are not careful, or your customer does not know and transfers the money to the card, I suggest:

1, inform your customer as soon as possible not to transfer money to this card, ask the other party to pay for the goods, and then provide him with another unfrozen bank card number; ?

2. Go to the bank to unfreeze the bank card as soon as possible.

In order to ensure our losses to a minimum, it is necessary for us to understand the reasons why bank cards are frozen and the process of thawing.

Usually, bank cards are frozen for the following reasons:

1. Misoperation in the use of bank cards will cause the bank to be temporarily frozen, mainly including entering the wrong password on ATM for more than 3 times, frequently entering the wrong password on online banking for more than 3 times, illegal wrong link during online operation, Trojan horse infection and other viruses;

2. Abnormal transaction behavior occurred when using the bank card, which was temporarily frozen by the bank. Frequent online small transactions, online recharge, large foreign exchange transfer, speculation in virtual currency, speculation in foreign exchange, online transactions to buy pornographic video services, participation in gambling sites, etc. , or lend your bank card to others for illegal use, or your bank card is stolen by others. If our bank card has large transactions, daytime transactions, abnormal time points (such as after midnight), daytime transactions, etc. It is an abnormal transaction in a short time, and it may be frozen by the bank if it is subject to bank risk control;

3. Bank cards are used by criminals to participate in illegal and criminal activities such as telecommunication network fraud and money laundering; ?

4. Because the debtor can't repay the due debt, the creditor applies to the court to freeze the debtor's bank card.

How to unfreeze the bank card?

1. If the savings card is frozen due to incorrect password, the user needs to bring valid ID and original bank card to the bank outlet to unfreeze it.

2. If the savings card is frozen for judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.

3. If the savings card is not used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.

4. The credit card is frozen and needs to be unfrozen. The reason may be illegal credit card swiping or cashing. Therefore, it is best to go to the bank counter and unfreeze after the corresponding reasons are lifted and relevant evidence is provided.