bank card
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. Obviously, the user's bank card has been stolen to prove that he has no responsibility and can claim compensation from the bank.
What should I do with an idle bank card?
If the bank card is idle, it should be properly solved by the issuing bank. Bank regulations are different, and some users are too lazy to return. Bank staff reminded that although bank cards are idle, there are many hidden dangers, such as the loss of private information.
When opening an account, our personal information will be stored in the magnetic stripe of the bank card. If it is lost and not handled properly, it will accidentally lead to the loss of private information. Therefore, unused bank cards cannot be thrown away directly. Many bank cards will generate annual fees after opening. If you don't use it for a long time, you will accumulate annual fees.
It is recommended not to wait for the bank to contact actively. The best way is to take the initiative to cancel at the bank outlets. To cancel the bank card, as long as the cardholder holds the bank card and his ID card and applies for cancellation at the same bank as the issuing bank.