Foreign currency (foreign exchange) deposits are similar to domestic bank deposits, but they also have interest, but the interest will be different between different currencies and different banks. This is the most common choice for investors at present. The risk is low, the income is stable, and it has certain liquidity and profitability. It is different from RMB deposit, because foreign exchange is freely convertible, the interest rates of different foreign currency deposits are different, and the exchange rate is changing all the time, so it has the advantage of choosing which foreign currency to deposit.

Two. foreign exchange margin trading

Foreign exchange margin trading can buy up and buy down, which belongs to virtual trading, so its margin characteristics are also leveraged, and the leverage ratio can reach 400 times. Foreign exchange margin trading is very risky, and the transaction may also "explode". So foreign exchange margin trading is not suitable for most investors.

Third, foreign exchange wealth management products

Compared with the international market interest rate, the domestic dollar deposit interest rate is still very low, but the yield of foreign exchange wealth management products can rise steadily with the increase of the international market interest rate. In addition, many domestic foreign exchange wealth management products are short-term and can maintain a high rate of return, and investors can maintain a certain degree of liquidity while obtaining stable income. At present, many banks have launched similar products, and investors can choose according to their own preferences without the help of foreign exchange experts.