Self-employment to private transfer of skills:
1. It needs to be consistent with the actual business situation of self-employed.
For example, self-employed people pay self-employed people to transfer money to employees. At this point, the salary of the transferred employees needs to match the operating conditions of the self-employed households.
2. Need to control the transfer amount.
The amount transferred by self-employed individuals to private accounts will not be too high. Generally speaking, private transfers are mainly: wages, bonuses, etc. Therefore, to control the quantity, the quantity needs to be consistent with the sales of the enterprise.
3. Need to indicate the purpose of transfer.
When transferring money, you will be asked to indicate the purpose of the transfer, such as salary, which is used to pay wages.
At present, our country encourages individuals to freely exchange foreign exchange. You can go to the bank to buy foreign exchange directly with your personal certificate. Some banks need to make an appointment in advance without any complicated procedures. According to the latest national individual foreign exchange purchase policy, the annual foreign exchange purchase quota of individuals has risen to 50,000 US dollars.
Domestic individuals can purchase foreign exchange through China Merchants Bank through counters, online banking and mobile banking within the quota. If you need to withdraw cash, please contact the handling outlets to verify whether there is cash withdrawal business in this currency before purchasing; If you need to handle overseas remittance, please know the relevant regulations of overseas remittance in advance.
Individuals who purchase foreign exchange for private travel and study abroad may apply for it for justified reasons. If you want to buy and sell foreign exchange in China, you can not only apply for foreign exchange trading in the bank, but also apply for opening an account on the foreign exchange platform.
It should be noted that when filling in the purpose of purchasing foreign exchange, you need to fill in the "estimated time of using foreign exchange" and fill in the date of using foreign exchange purchase funds. Prior to this, individuals went to the bank to purchase foreign exchange, and there was no need to explain when they planned to use the exchanged foreign exchange. At the same time, when filling in the purpose of purchasing foreign exchange, only one item can be selected, and the individual should check the purpose of purchasing foreign exchange according to the actual purpose, and fill in all the details involved in the checked items completely.