Free if traveling in the same city, otherwise charges apply.

1. Transfers between peers in the same city will be credited immediately, free of charge

2. Transfers between peers in different places will be credited immediately and a 0.9% handling fee will be charged, with a minimum of 0.9 yuan and a maximum of 45 yuan.

3. Inter-bank transfers are received within 24 hours regardless of local or remote locations, and will be postponed on non-working days. A 1% handling fee is charged, with a minimum of 1 yuan and a maximum of 50 yuan.

Peer-to-peer transfers take time:

Peer-to-peer transfers arrive in real time, and the general credit delay is about 2 hours.

If you travel from different places, remittance before 3:00 pm will be received on the same day; after 3:00, remittance will be received on the next day at the latest.

Private business of less than 20,000 yuan will not be affected by Saturdays and Sundays, and will be credited on the same day; if more than 20,000 yuan falls on a Saturday or Sunday, the credit will be deferred to working days.

Corporate business is closed on Saturdays and Sundays; if it is handled before 3:00 pm on Friday, the account will be credited on the same day; if it is handled after 3:00 pm on Friday, the account will be credited on the next working day.