When online banking handles foreign exchange transactions, you can directly enjoy the corresponding spread discount as long as your transaction amount reaches the corresponding preferential conditions.

1. ICBC's "foreign exchange": At present, personal firm foreign exchange trading is conducted under the function of ICBC's personal online banking, including "buy first and then sell" and "sell first and then buy". Among them, "buy first and then sell" refers to the transaction of buying foreign exchange first and then selling the bought foreign exchange; "Selling before buying" refers to selling some non-US dollar foreign exchange with US dollars as a margin (selling to open a position), and then buying part or all of the foreign exchange within the selling amount (buying to close a position).

2. Features and advantages of "foreign exchange":

(1) There are various trading methods: it can be used for immediate trading, profit, stop loss and two-way entrustment trading, and it can also lock in gains or losses in advance, which is suitable for different investment strategies.

(2) Broad entrustment time limit: the longest time limit is 120 hours, and there are five time ranges of 24 hours, 48 hours, 72 hours, 96 hours and 120 hours to choose from, which is convenient for customers to leave the market for a short time and pay attention to the market for a long time.

(3) Discount range grading: multi-level grading discount is implemented. As long as the transaction amount reaches the starting point of the corresponding grade, you can enjoy the preferential quotation of the corresponding grade, which provides more profit space for customers with a single large transaction.

(4) Low trading starting point: Personal foreign exchange trading in ICBC generally costs only tens of yuan.

(5)T+0 trading: there is no limit to the daily trading times, and the investment is more flexible.