Legal basis: Notice of the State Administration of Foreign Exchange of the People's Republic of China on Regulating Large Cash Withdrawals from Overseas Bank Cards.
1. When an individual withdraws cash abroad with a domestic bank card, the accumulated amount of the bank card (including supplementary cards) under his name shall not exceed the equivalent of RMB 654.38+10,000 per natural year. Those who exceed the annual quota will be suspended from using domestic bank cards to withdraw cash from overseas in this year and the following year.
Individuals are not allowed to evade or assist in evading overseas cash withdrawal management by borrowing other people's bank cards or lending their own bank cards.
2. The foreign exchange bureau shall send the list of individuals who hold domestic bank cards to withdraw cash overseas to the card-issuing financial institutions through the foreign exchange management system for overseas transactions of bank cards every day, and the card-issuing financial institutions shall suspend the individuals listed in the list from using their bank cards to withdraw cash overseas no later than Beijing time 17 on the same day.
Card-issuing financial institutions shall establish their own business systems and strictly implement the provisions of the preceding paragraph. Involving system transformation, it should be completed by April 1 at the latest.
3. If an individual is included in the list of suspending the withdrawal of cash from abroad with a domestic bank card, he can go to the branch of the foreign exchange bureau to inquire about the details of the withdrawal of cash from abroad with his valid identity certificate; If the inquiry is entrusted to others, the valid identity documents of the principal and the trustee, and the power of attorney of the principal shall be provided.
Four, individuals use domestic bank cards to withdraw cash abroad, and the foreign currency card shall not exceed the equivalent of 1000 USD per card per day to be adjusted to the equivalent of 10000 RMB, which shall be carried out by the issuing financial institution in its own business system; The management and maintenance of RMB cards shall not exceed the equivalent of RMB 65,438+0,000 per card per day, which shall be realized by domestic RMB card clearing institutions in their respective business systems.
5. Card-issuing financial institutions should improve customer management, strengthen policy propaganda, take effective measures to remind cardholders who have overseas cash withdrawal transactions to pay attention to policy changes, guide individuals to reduce the use of large amounts of overseas cash, and properly keep personal information that suspends overseas cash withdrawal of domestic bank cards.