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China banks can speculate in foreign exchange.
Maybe they didn't understand your question. First of all, banks don't have very strict rules on accepting remittances. As long as foreign countries can remit money to your account, we can accept it. Secondly, how much did they send you? Everyone only has a settlement limit of 5W a year. In other words, if you want to change foreign currency into RMB, you can only change it to 5W dollars a year. If you want to settle foreign exchange, you need to provide proof. For example, if this is your salary, you need a tax payment certificate. Buying a house in China requires a purchase contract. If you only withdraw foreign currency and don't exchange it for RMB, it is the daily limit of1w. For the above business, you need to provide the original account opening passport.

Just withdraw $65,438+000 without providing any documents. On the contrary, if you want to change it into RMB, you need a passport of $65,438 +0.