Sixteenth financial institutions have serious payment difficulties to apply for the use of foreign exchange reserves, which must be reported to the branches authorized by the People's Bank of China or the People's Bank of China for approval.

Seventeenth financial institutions approved by the people's Bank of China to use the foreign exchange deposit reserve shall deduct the amount of the foreign exchange deposit reserve within the approval period, and the calculation formula is as follows:

Balance of foreign exchange reserve deposits in the current month = balance of foreign exchange reserve deposits at the end of last month × foreign exchange reserve ratio-approved usable foreign exchange reserve amount

Article 18 The People's Bank of China shall manage the foreign exchange deposit reserves of financial institutions in special accounts, and designate special persons to be responsible.

Article 19 The foreign exchange deposit reserve used by financial institutions shall be used in accordance with regulations and shall not be used for other purposes.