As can be seen from the following analysis, the prospects of both positions are good. Working in a bank is definitely a golden rice bowl. As long as you can be admitted, the future is boundless, and your personal career development and welfare benefits are absolutely stable.

Comprehensive service post:

It is the staff responsible for handling business outside the bank window, which is regarded as the accounting post of the bank. The job of this position is relatively simple, mainly responsible for opening accounts, closing accounts, signing agreements and other specific businesses. Most students will start working in marketing positions when they enter the bank, so as to be familiar with and master the business and work of the bank.

Marketing service post:

Account managers belong to the marketing positions of banks and are divided into individual account managers (wealth management account managers), corporate account managers and personal loan account managers.

(1) Personal account managers mainly serve private customers, that is, wealth management account managers, mainly to maintain old customers, develop new customers, draw deposits and sell banking products. He should have a variety of financial management knowledge such as deposits, treasury bonds, funds, stocks, insurance, gold, foreign exchange and futures. , and provide customers with reasonable financial advice and suggestions.

(2) Corporate account managers mainly serve corporate customers, that is, governments, institutions, enterprises, companies, etc. , mainly to attract corporate deposits and issue corporate loans.

(3) The personal loan account manager is mainly responsible for marketing and handling personal loan business, which requires a strong sense of risk and the work content is much simpler than above.

China Bank is mainly engaged in commercial banking business, including corporate, personal finance, capital business, international capital business and financial institution business.

Corporate finance business

As the main profit source of China's banking business, it provides personalized and innovative financial services to customers based on the core credit products of the bank. In 2007, corporate finance continued to focus on improving customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sector and strengthening line management. China Bank implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to long-term cooperative relations with large-scale and high-quality customers, and at the same time makes clear that SME business is an important part of corporate financial business, and strives to become an efficient, professional and comprehensive partner of SMEs. [96]

Personal financial business

Mainly aimed at the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.

Deposit business

It is the Bank of China that actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.

Loan business/transaction

China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.

Business of financial institutions

Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.