3 working days. According to China Industrial and Commercial Bank official website's inquiry, cross-border remittance is reviewed within 24 hours, and the transfer funds will arrive in the account within 3 working days after approval, so it takes 3 working days to arrive in the account for cross-border transfer. China Industrial and Commercial Bank was established in June 1984+ 10/0/. It is a large state-owned commercial bank and a national vice-ministerial unit.