Investing in different products will lead to different benefits, and risks and benefits are basically proportional. General banks have investments such as savings, funds, wealth management products, foreign exchange, gold and silver for you to choose from. If you want to make ends meet, you should choose to save. If you want to pursue low risk, you can consider money funds and low-risk wealth management products. If you want to pursue high returns, you can learn about investment funds, foreign exchange, gold and silver. If you have a local China Merchants Bank, you can contact the branch account manager to recommend it for you.

In case of lump-sum deposit and withdrawal, the annual interest is 175 yuan.