This card has all the functions of a standard dual-currency credit card. If it is only used in China, it is no different from using UnionPay credit card. The main feature of this card is all++transactions (including credit card consumption, online consumption, withdrawal, etc. ) automatically purchase foreign exchange, convert it into RMB, and put it into the RMB account of Longka Global Payment Card, which is free of foreign exchange handling fees in all countries or regions around the world. If you take a RMB-USD dual-currency credit card to an overseas non-USD area, the credit amount will be USD. During the conversion between local currency and USD, international organizations will charge 65,438+0.5% exchange fee, which is not applicable to global payment cards. So this card is especially suitable for those who need to go abroad and those who like Haitao.

Longka global payment credit card UnionPay gold card can be Haitao, is it cost-effective?

Haitao can be used, but only websites that open online transactions of UnionPay overseas are supported.

I usually use CCB Global Connect to purchase credit card Haitao (VISA/ MasterCard ID card).

This card is convenient and practical for Haitao trading++to RMB, and there is no currency exchange fee, and this card is free of annual fee ~

In addition, because this card has EMV chip, it is relatively safe to use in overseas entities except Haitao, but it cannot be traded through UnionPay network. And this card is new, and there will be more activities.

Haitao saves money, uses credit cards to cash back consumption and enjoys "throttling"

The rapid growth of domestic Haitao market and the appreciation of RMB in recent years have made overseas goods more "cost-effective" and consumers' enthusiasm for Haitao has been continuously improved. In the face of the growing Haitao crowd, a number of banks have recently launched their own exclusive Haitao platforms and preferential activities. VisaCheckout, which has become popular in recent years, has further improved the security of Haitao because it can protect the account information and data of individuals and banks.

Insiders pointed out that whether for safety or convenience, Haitao people should apply for a special credit card that can pay++by themselves according to their own situation. For consumers who want to shop around the world, a full-currency credit card with "0 currency conversion fee" can save about 1% currency conversion fee.

In addition, electronic traveler's checks also support many overseas shopping websites. Although handling electronic traveler's checks requires a certain handling fee, many banks will offer discounts for handling electronic traveler's checks from time to time, and consumers can choose to make purchases during the preferential period. According to senior sources, due to the high recognition of electronic traveler's checks on foreign websites, the chances of being cut by Haitao are relatively small.

On the other hand, knowing about the Haitao-related discounts offered by major banks at present can also "cut down" the consumption of Haitao people. Due to the increasing number of Haitao people, many banks have launched related preferential activities, especially some cashback activities.

Not long ago, Guangfa Bank launched an exclusive activity of Visa to grab the full amount of Coach in consumption abroad. As long as customers who spend abroad or overseas spend online and use the VISA route, and the spending amount of the month ranks in the top 450, they can get a Coach coin purse. The just-concluded activity discount is that you can enjoy 1 0% cash back by spending10,000 RMB per month through Coach Haitao (the monthly limit for each person is 2,000 RMB).

CCB also launched the "Enjoy Top Ten Famous Shops in Haitao 10% Reward Activity" for the huge Haitao crowd. If the cardholder uses the Longka global payment credit card marked by UnionPay (starting with ++62) and spends money in the top ten overseas online merchants such as Amazon and Lotte International Distribution, a single transaction can be cashed back as long as it is equivalent to 100 USD. Each cardholder can get a maximum reward of $60 per natural month.

Shopping on domestic shopping websites requires user name login, login password, payment password and mobile phone dynamic password. It takes about four or five times to enter the password during the whole process. However, in Haitao, a foreign website, you only need to enter simple information such as the CVV code of the credit card++validity period, and even some websites do not need to enter a password. The safety of Haitao has always been a concern of many consumers.

In order to solve this problem, China Merchants Bank, China Everbright Bank and other banks have launched the VisaCheckout payment service. On the one hand, it provides a convenient payment experience, and the safety of overseas website consumption is also guaranteed.

It is understood that different from ordinary Haitao, when inputting information such as++expiration date and CVV code, VisaCheckout is used to pay for overseas merchant websites that support this service, without registration or login. Just select the goods on the website, find the icon of VisaCheckout in the payment method, enter the account email address and password of VisaCheckout to complete the payment, and the goods will be sent to the address filled in the VisaCheckout account in advance.

In this process, all the information filling steps can be completed automatically through data interaction, completely omitting the information filling steps, greatly improving the user's Haitao experience. At the same time, because there is no need to register on the online shopping platform and enter passwords and CVV codes, sensitive transaction information will be saved in the VISA system, and the security will be improved.

In terms of credit card security protection, many banks have also introduced some security protection measures. For example, with the "transaction switch" function launched by Guangfa Bank, cardholders can turn off the overseas transaction function through the "transaction switch" when they are in China to prevent being stolen abroad. When you don't shop, you can also turn off the internet switch and close online transactions in card-free transactions to ensure the safety of funds.

In addition to some preferential promotions and safeguard measures of Haitao, what other Haitao conveniences can you enjoy with the bank? The public may wish to pay attention to the subdivision function Haitao platform of major banks.

According to the staff of China Merchants Bank, in April this year, the "Travel Sea Purchase" channel of the mobile phone client Pocket Life App of the bank not only provided "one-stop" services such as visa reservation and consumption abroad discount according to the various overseas travel needs of cardholders, but also could view and purchase tourism products. The Visa check-out registration and login function launched by the channel, combined with the sea purchase situation, helps customers quickly obtain overseas transshipment addresses, saves users the tedious steps of filling in card information and address information, and easily realizes one-click registration on the mobile phone.

Recently, CCB and PayPal launched an exclusive online shopping platform, which not only has hundreds of foreign high-quality merchants that China consumers like, but also provides buyer protection services. Longka credit card customers only need to log in to PayPal account and click on the bound CCB credit card to complete the payment without entering++. Users can give feedback to PayPal if they encounter any problems within 180 days after purchasing goods. Disclaimer: The article comes from the Internet and is only for users to learn and communicate. If there is any infringement, please contact to delete it.

Longka global payment credit card UnionPay can Haitao?

Yes, as long as Haitao's website supports UnionPay payment, it can be used. And the transaction++is directly converted into RMB, free of charge. Before going to Haitao, look at the card organizations supported by the website. If there is a UnionPay logo, it will be OK. If not, you can apply for a global payment dragon card with CCB double logo, which will be used more widely and free of handling fees.

The introduction of Dragon Card Global Payment Credit Card Haitao ends here.