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Should I change Hong Kong dollars into RMB at the buying price or the selling price?
Selling price

Selling price refers to the price at which banks or foreign exchange agencies sell foreign currency to customers. When you exchange Hong Kong dollars for RMB, you should buy RMB and use the selling price. The selling price will include a certain exchange rate difference and handling fee, which is part of the profit of the bank or exchange institution. When converting Hong Kong dollars into RMB, you can refer to the selling price provided by banks or exchange agencies for trading.