If foreign exchange remittance is adopted, China Bank will charge a handling fee of one thousandth of the remittance amount and a telegram fee of 150 yuan RMB (80 yuan in Hong Kong and Macao). If remittance is made in foreign currency cash, there is a certain amount of "cash-to-foreign exchange" fee in addition to one thousandth of the handling fee and telegram fee, which is charged according to the difference of "selling money to buy foreign exchange" on the same day. According to reports, the cost of converting paper money into foreign exchange is because as far as personal savings are concerned, foreign exchange can be directly converted into foreign paper money, but foreign paper money cannot be converted into foreign exchange at will. When the remitter "remits" cash, the bank must transport it abroad because of its physical form, and the transportation cost will be borne by the customer, which is manifested as "selling money to buy cash" (customers sell cash to buy cash). The handling fee and handling fee of "money to foreign exchange" can be converted into RMB according to the exchange rate of the day, and the lowest handling fee after conversion is 50 yuan and the highest is 260 yuan. Bill remittance is relatively cheap. According to a person from Shenzhen Branch of China Bank, bill remittance means that the bank draws a draft for the remitter, and then I take the draft abroad or mail it abroad. There is no cable fee for remittance, and other charging items and standards are the same as telegraphic transfer.