For any overseas transfer at Hongkong and Shanghai Banking Corporation, the customer has to pay a local handling fee of11HK$. If the remitter is designated to pay the handling fee charged by the overseas bank (instead of the payee), we will deduct the extra handling fee of HK$ 50 yuan from your account (unless the Premier customer transfers the money to other HSBC overseas branch accounts). As for the handling fee charged by overseas banks, we will deduct it from your account later after receiving the information of the handling fee actually charged by the receiving bank.