BIC and American Bar Association code. China Postal Savings Bank International Remittance In order to ensure the smooth arrival of remittance, when the receiving bank is located in the United States, one of the BIC and ABA codes must be filled in, and other countries must fill in the BIC code. The remitter submits the "Application for Overseas Remittance" and his/her valid identity certificate to the counter, pays the remittance principal and related handling fees, and receives the business acceptance form.