It's not a scam. As a legal financial institution, Changsha Bank has strict legal supervision and supervision mechanism, and can't obtain benefits through fraudulent means. The high interest rate of its structured deposit products is also achieved through scientific risk control and investment strategy, not by fraud and fraud. Changsha Bank is a city commercial bank in Hunan Province, China, which was established in 1998. The bank provides personal and corporate banking services, including deposits, loans, credit cards, foreign exchange, wealth management and other businesses.