It's good. The credit cards of Guangfa Bank are divided into three grades: ordinary card, gold card and platinum card. Depending on the card that the applicant applies for, the amount that can be obtained is different. Generally, the amount of ordinary cards is between 1000- 10000 yuan, the amount of gold cards is between 654.38+0000-50000 yuan, and the amount of platinum cards is more than 50000 yuan. The longest interest-free period of Guangfa Bank's credit card is 56 days. Cardholders can get double points for spending in the birthday month and enjoy a 8.8% discount when redeeming gifts.

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1. Is Guangfa Bank a state-owned enterprise or a private enterprise?

Guangfa Bank is a joint-stock bank, not a state-owned enterprise or a private enterprise. Its shareholders include CITIGROUPINC, IBMCREDITLLC, CITIC Trust and Investment Co., Ltd., State Grid Corporation, Shenzhen Tonggan Investment Co., Ltd., etc. Founded on July 8, 1988,/kloc-0 was registered at No.713, Dongfeng East Road, Yuexiu District, Guangzhou, formerly known as Guangdong Development Bank Co., Ltd.

2. What is the annual fee of Guangfa Bank Card?

The annual fee of Guangfa Bank Card depends on the type and level of the card. There is no annual fee for the savings card of Guangfa Bank. If the average daily balance of the account is less than 500 yuan, a small account management fee will be charged. There is an annual fee for the credit card of Guangfa Bank, including the annual fee for the main card of Puka, 40 yuan, and the supplementary card, 30 yuan; The annual fee of the main gold card is 80 yuan, and the supplementary card is 48 yuan. In addition, the gold card and the Puka card are exempt from the annual fee in the first year, and the annual fee in the following year can be exempted by swiping the card six times a year.

3. How to lift the frozen Guangfa Bank Card?

① If you enter the wrong withdrawal password for three consecutive times, you can bring your bank card and ID card to the business hall of Guangfa Bank to unfreeze.

② If the banking system fails, bring your ID card and bank card to the business hall to unfreeze or call customer service.

(3) Due to third-party reasons, it is necessary to handle cases according to law, and bank cards need to be frozen in some special circumstances. Can't be thawed before the case is over.

④ Long-term non-use of bank cards led to the freezing of counter business. I also need to go to the counter with a valid ID card and bank card.

4. Business hours of Guangfa Bank

The specific business hours of Guangfa Bank are:

① Monday to Friday: 9:00 a.m. to 9: 00 p.m. 18:00 p.m., personal and corporate business can be handled;

② Weekends and holidays: 09: 00 a.m.-65438+06:00 p.m., personal business is allowed, but company business is not allowed.

5. How many days is the grace period for credit card repayment of Guangfa Bank?

The grace period for credit card repayment of Guangfa Bank is up to 3 days. In other words, as long as the credit card bank of Guangfa Bank repays the loan within the last three days of the due repayment date of the credit card, it will be regarded as repayment on schedule, and will not be regarded as overdue, nor will it be included in the central bank's credit information system, and will not cause its own bad credit record.

How about Guangfa enjoying visa dual-currency platinum credit card?

All right.

1, the benefit is good. Guangfa really enjoyed the benefits of visa dual-currency platinum credit card.

2. Convenient. Guangfa enjoys the convenience of visa dual-currency platinum credit card, so it is good.

From three aspects, how about Guangfa Car Owners Elite Platinum Credit Card?

As we all know, Guangfa Bank has customized many exclusive credit cards for car owners, such as Guangfa Easy Car Co-branded Card, Guangfa Car Owner Card and Guangfa American Express Card. However, most of these cards belong to the level of Puka and Gold Card, and there are few platinum cards. Guangfa Bank will add platinum credit cards for elite car owners from August 3rd, 20 18. I want to be the first to know what this platinum credit card for elite car owners looks like. Take a quick look.

How about a new credit card? Card friends may be most concerned about credit card limits, rights and interests, and annual fees. The following details are introduced:

1, credit card limit

Generally, the credit limit of Guangfa Elite Platinum Credit Card is more than 50,000 yuan. The better the credit status, the higher the credit line issued by the bank. If the applicant's qualification is average, it may be within 50 thousand yuan. It is recommended that customers who have business dealings with banks and do not have high-limit credit cards from other banks go to the outlets to get their cards.

2. Credit card benefits

1) integral interest

Regular points: credit card spending 1 RMB can be automatically accumulated 1 times Guangfa points;

Double points for birthday month: you can enjoy double points for birthday month.

2) Platinum rights and interests

Refueling cash back: swipe your card every month 1% refueling cash back (upper limit 30 yuan/month); If you spend more than 3,000 yuan on credit card for non-refueling points in the current month, you can get an additional 5% cash back for refueling (the upper limit is 50 yuan/month).

Travel accident insurance: presented in the first year and redeemable with points in the next year.

Road rescue service: free in the first year and redeemable with points in the second year.

3. Annual credit card fee

This card only issues the main card, and there is no secondary card. The annual fee of the main card is 480 yuan/year; Within 90 days after card issuance, if you swipe your card for more than 3 times (inclusive), the annual fee for the first year will be exempted for every 88 yuan (inclusive), and the annual fee for the next year will be exempted for swiping your card for more than 12 times (inclusive).

From the three aspects of the amount, rights and interests, and annual fee, this owner's card is worth starting with. It is recommended that car owners with platinum card qualifications can start with one.

So much for the introduction of Guangfa Platinum Credit Card.