In fact, there is no need to worry about the original PO. This problem is easy to solve. There are two ways:

One way is to handle the remittance by draft. The withdrawal person can directly go to the overseas business office of Bank of China to handle it. Payment procedures. If there is no business point of the remittance bank in your location, you have to go to the entrusting bank designated by the remittance bank. Relatively speaking, handling it at the entrusting bank is not as fast and convenient as handling it at a direct business point. In addition, the network of large banks should be wider. Compared with small banks, there are fewer intermediate turnover links, and the security of remittances is higher.

The second is wire transfer. This method is more commonly used by the public. Now many schools require students to wire tuition fees directly to designated accounts. Wire transfers usually arrive in two to three working days and are divided into foreign exchange remittances. and foreign banknote remittances.

So I have to explain the issue of cash and foreign exchange~ You can see that the US dollars or other foreign currencies you hold in your hand are cash, but you can’t see them. They only reflect the numbers and the foreign currencies transferred from abroad or within the country. The funds are foreign currency spot exchange (foreign exchange).

Cash can only be deposited and withdrawn, but cannot be transferred between accounts; cash can be transferred between accounts (but personal accounts can only be transferred with the same name), and cash can also be withdrawn, but there will be thousands of losses in exchange. Three thirds.

The quoted price of spot exchange is higher than the quoted price of cash, which means that the RMB converted from spot exchange is much more than the exchange rate of cash. Spot exchange can be converted into cash (three-thousandths of the exchange will be lost), but cash cannot be converted into spot exchange.

Because foreign exchange banks cannot directly transport cash to foreign branches after receiving it. They have to accumulate a certain amount, so they have to bear the interest loss during the detention period, and freight and insurance are also added during the transportation process. There are fees, so the price of spot exchange is higher than the price of cash, so the exchange rate of direct exchange with cash is relatively low, which is a loss compared with spot exchange.

If the foreign card has a US dollar account and is normal, you can remit money directly. If the card does not have a U.S. dollar account, you need to purchase foreign exchange before you can remit money. Therefore, it comes back to the problem of cash remittance above~

Moreover, there is actually nothing that cannot be handled now, but you will be charged a high fee for the procedure. It’s just a fee~ First, the cash withdrawal and exchange, the loss is about 3%-4%; then the remittance fee is not less than RMB 200 (cross-border remittance only, no deposit and exchange); then the US intermediary bank deducts 20 US dollars ( (agreed by the same industry); it will finally be credited to the card-issuing bank. Whether or not to charge depends on local conditions.

So, after going round and round, in order to be a qualified respondent, I finally personally recommend - use international money transfer, such as MoneyGram, which I often use. The main purpose is to make it convenient and fast. You don’t need any bank account. You just need to handle it directly at a MoneyGram outlet. For example, your family in China can remit U.S. dollars to you at a MoneyGram outlet. You can use MoneyGram in the United States. outlets. It's very convenient to get US dollar cash with your personal ID, and you don't have to worry about cash transfers. It only takes ten minutes.

I think it’s suitable for you, you can try it~