You don't need basic deposit account, whether it's a temporary account, a special account, an ordinary account or basic deposit account, you can transfer money as long as the purpose of the check you write is related to the specified purpose.

If it is less than 50,000 yuan, the check can be used as a service fee, and no proof is required. If it is more than 50,000 yuan, there must be a detailed service fee stamped by the company, otherwise the bank will not accept it.

Company checks cannot be transferred to private accounts unless wages or service fees are paid. Pay, to provide paper vouchers and magnetic vouchers. Vouchers are payslips, and magnetic vouchers are payslips. You can apply for salary in the bank with the official seal.

If the private account is not a settlement account, it is basic deposit account. Of course, it should be simple. Some banks can transfer money directly. However, to open a basic deposit account, you must provide your tax payment certificate and business license. It's very troublesome now.