Current location - Loan Platform Complete Network - Foreign exchange account opening - When my new friend transferred money to me, he suggested that there was a risk to improve the transaction and how to cancel it.
When my new friend transferred money to me, he suggested that there was a risk to improve the transaction and how to cancel it.
WeChat transfer prompts the other party's account to be risky, because the other party's WeChat account has been complained by other users, and there may be problems in the other party's transfer and remittance, which leads WeChat official website to prompt users to carefully confirm the transfer and remittance to this account to avoid being deceived. At the same time, WeChat transfer generally arrives within 24 hours. Wechat transfer process:

Enter the latest version of WeChat (5.3. 1 or above), and click the wallet in the menu bar in the upper right corner;

You can see the transfer tab in WeChat wallet and click the transfer button;

Choosing WeChat Friend Transfer does not support transferring money to strangers, which is related to WeChat attributes.

Enter the transfer amount and display the portrait of WeChat friends at the same time;

When transferring money, WeChat friends who ask for payment must also use the latest WeChat version. If the other party does not upgrade WeChat within 1 day, the money will be returned to your bank card or change;

WeChat transfer needs to enter the WeChat payment password;

Click Finish to complete the WeChat transfer payment transaction;

At the same time, in the chat records of WeChat friends, you can see a chat record of transfer. When transferring money to a friend or merchant through WeChat, it is suggested that the other party's account is risky, because the other party's account has been complained or its real name is incomplete. Friends who encounter this situation can give feedback to the official WeChat operation, and there will be no problem after the solution. Application and loss reporting

Article 4 (2) of the Notice of the People's Bank of China on Further Implementing the Real-name Registration System for Personal RMB Bank Deposit Accounts (Yinfa [2008]191No.) stipulates that depositors may apply to the bank where the personal bank account is opened to stop payment if they lose their deposit slip, passbook and bank card; After accepting the depositor's loss report, the bank can agree with the depositor to handle a new deposit certificate, passbook, bank card or withdrawal deposit for the depositor within 7 working days.

The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.