Details are as follows:
China Industrial and Commercial Bank charges for electronic banking services.
Personal business
(1) service fee
Explanation on the implementation time of charging standards for charging items
1. Annual online banking service fee per household 12 yuan (free for customers in wealth management accounts) 1, 2005.
2. Online foreign exchange information service fee 1 month 3 yuan; 6 yuan within 3 months; 6 months in 9 yuan; 1February, 12 yuan (free for wealth management account customers), 2003,165438+1October 23rd.
3. Online securities information service fee 1 month 3 yuan; 6 yuan within 3 months; 6 months in 9 yuan; 1February, 12 yuan (free for wealth management account customers), 2003,165438+1October 23rd.
4. Financial information of ICBC's courier service fee 1 month 12 yuan; 30 yuan within 3 months; 60 yuan within 6 months; 1February 1 10 yuan 2003165438+1October 23rd.
Accounting information monthly 4 yuan 2003165438+1October 23rd.
Important note: 2 yuan 165438+20031October 23rd every month.
Balance changes remind each account of June 2004 165438+ 10/4 yuan.
Remittance Notice 0.2 yuan/Article 65438+20051October 30th.
5. The online personal financial service fee is 16 yuan for each financial service (free for financial account customers). 20031October 23rd was 165438.
6. The annual service fee for telephone banking is 65438+ 10/month 1 in 2004 per login card 12 yuan (free of charge for wealth management account).
7. Mobile banking inquiry account (SMS) information service fee 0.2 yuan/article August 22, 2004
Inquire about historical details of 0.3 yuan/Article August 22, 2004
Inquiring about interest rate (exchange rate, bonds) 0.2 yuan/Article August 22, 2004
Transfer (Remittance) 0.2 yuan/Article August 22, 2004
Abandoned the donation on August 22, 2004.
Exemption from consumption payment from August 22, 2004
Pay the phone bill (mobile phone bill) in 0.2 yuan/article August 22, 2004.
Modify the password 0.2 yuan/Article August 22, 2004
On August 22nd, 2004, the payment card was changed to 0.2 yuan.
Cancellation of 0.2 yuan/Article August 22, 2004
Help give up August 22, 2004
(2) Transaction costs
Explanation on the implementation time of service charge standard
1. There is no charge for inter-bank remittance (transfer) in the same city, and the charge for off-site business is 1% of the remittance amount (minimum 1 yuan, maximum 50 yuan). 2003123 October 165438+.
2. Inter-bank remittance is charged at 1% of remittance amount (minimum 1 yuan, maximum 50 yuan). In 2003, it was165438+1October 23rd.
3. Handling fee for cross-border remittance: 0.8‰ of the remittance amount, with a minimum of 16 yuan and a maximum of 160 yuan; Telecommunication fee: 100 yuan/transaction. For foreign exchange remittance in foreign currency cash account, our bank will also charge the foreign exchange difference according to the foreign exchange quotation of the day. April 24, 2005
4. There is no charge for tuition service in the same city, and 5.5 yuan 165438+20031October 23rd for business in different places.
(3) production cost
Explanation on the implementation time of charging standards for charging items
The fee for 1.USB key certificate is Goldpac GEMPC KEY. On July 3, 2004, KLOC-0, the specific model of each 98 yuan coupon is subject to the announcement of the local industrial and commercial bank.
G&D Stark 100
Hua Hong BHDCUSB(32K) every 85 yuan.
Hua Hong BHDC USB( 16K) per 75 yuan.
2. The card reader charge is the same as the enterprise card reader charge standard 1 June 20041.
(4) Others
Explanation on the implementation time of charging standards for charging items
1. Loss reporting fee for each certificate 10 yuan, 2004 65438+ 10/.
2. Account opening fee for book-entry treasury bonds 10 yuan. April 24, 2005.
Bank card charging standard
Peony Card Service Charge Table (1)
Unit: RMB.
Annual fee for card types (per card per year), issuance fee for new (replacement) cards (per card) and loss reporting fee (per card per time).
Peony International Credit Card MasterCard Platinum Card MasterCard 2000-
Subcard1000-
Business Gold Card 400 10 20
Business ordinary card 200
Personal Gold Card MasterCard 200
Supplementary card 100
Personal ordinary card master card 100
Secondary card 50
Peony Credit Card Business Gold Card 200 10 20
Business card 100
Personal Gold Card Master Card 100
Secondary card 50
50 master cards for individual ordinary cards.
Secondary card 25
Peony Credit Card Business Gold Card 100 10 20
Business ordinary card 50
Personal Gold Card MasterCard 50
Secondary card 25
Personal Ordinary Card Master Card 25
Supplementary card 12.5
Peony International Debit Card 10 10 20
Embossed card 50
Peony special card business card 20 5-
Personal card 20
Peony smart card electronic passbook card 20 initial card or replacement card fee 40 yuan-
E-wallet card can be renewed with wallet card 10. 40 yuan-
Non-renewable wallet card-handling fee for first application or card replacement -20 yuan-.
Peony Link Card 10 First Day Card or Supplementary Card 5 yuan 10
The annual handling fee of peony joint card (ID card) can be higher than the charging standard of supplementary card type, and the loss reporting fee is the same as that of supplementary card type.
In addition to the card type fee attached to the color photo card, the 50 yuan fee is charged.
Peony Card Service Charge Table (II)
Handling fee for card withdrawal and transfer in different places, handling fee for deposit and withdrawal and transfer in different places, and handling fee for ATM withdrawal outside RMB cards.
Peony International Credit Card is charged at the amount of 1%, with a minimum of 1 RMB or 1 HKD or 1 USD. Up to 50 yuan RMB or HK$ 50 and US$ 65,438+00 (including domestic and overseas). MasterCard Platinum Card is free for domestic transactions. 0.5% of the amount, with a minimum of 65,438+0 yuan RMB or 65,438+0 HKD or 65,438+0 USD. Up to 50 yuan RMB or HK$ 50 or 10 USD. MasterCard Platinum Card is free for domestic transactions. ——
Peony credit card is charged at the amount of 1%, with the lowest 1 yuan and the highest in 50 yuan. 0.5% of the amount, with a minimum of 1 yuan and a maximum of 50 yuan. According to the withdrawal amount 1%+2 yuan, the lowest is 3 yuan and the highest is 52 yuan.
Peony credit card
Peony International Debit Card is charged at 1%, with a minimum of 1 RMB, 1 HKD, or 1 USD. Up to 50 yuan RMB or HK$ 50 or US$ 65,438 +00 (including domestic and overseas). 0.5% of the amount, with a minimum of 65,438+0 yuan RMB or 65,438+0 HKD or 65,438+0 USD. Up to 50 yuan RMB or HK$ 50 or 10 USD.
——
Peony smart card is charged at 1%, with a minimum of 1 yuan.
Peony Link Card is charged at 1% of the amount, with the lowest 1 yuan and the highest in 50 yuan. Customers of "wealth management account" can enjoy a 50% discount on the handling fee for cash withdrawal in different places. 0.5% of the amount, with a minimum of 1 yuan and a maximum of 50 yuan. "Wealth management account" customers deposit in different places free of charge. According to the withdrawal amount 1%+2 yuan, the lowest is 3 yuan and the highest is 52 yuan. (9-prefix Peony Link Card and Financial Account Card)
The charging standard for color photo cards is the same as that for supplementary cards.
Peony co-branded card
(ID card)
Peony Card Service Charge Table (III)
Card foreign exchange handling fee (designated foreign currency) overdue fee
Peony international credit card visa:1%; MasterCard:1.1%; American Express Card: 1.5% (charged by American Express). Charge a fee exceeding the credit limit by 5%. The minimum is 1 yuan or 1 Hong Kong dollars or 1 US dollars, and the maximum is 500 yuan RMB or 500 Hong Kong dollars or 100 US dollars. 5% of the unpaid minimum repayment amount. The minimum is 1 yuan or 1 Hong Kong dollars or 1 US dollars, and the maximum is 500 yuan RMB or 500 Hong Kong dollars or 100 US dollars.
Peony Credit Card-Charge 5% more than the credit limit. The lowest is 1 yuan, and the highest is 500 yuan. 5% of the unpaid minimum repayment amount. The lowest is 1 yuan, and the highest is 500 yuan.
Peony international debit card Visa card:1%; MasterCard: 1. 1%-
Peony Card Service Charge Table (IV)
Domestic emergency card replacement service fee adjustment fee letter courier fee reset password fee inter-bank ATM withdrawal fee
Peony International Credit Card 40 yuan/Card requires 5 yuan/month/copy of the statement two months ago. MasterCard Platinum Card is free. 50 yuan/copy of the original domestic transaction, 10 yuan/copy. The number of foreign transactions is $5/copy. MasterCard Platinum Card is free. 20 yuan/Feng. MasterCard Platinum Card is free. 10 yuan 2 yuan/pen
Peony credit card-
Peony credit card-
Peony International Debit Card-
Peony Link Card.
Peony Card Service Charge Table (5)
Fees for charging items
Acting as an agent to withdraw cash from foreign cards and accept business visa cards; MasterCard handles cash withdrawal at the designated outlets, and charges the cardholder a handling fee of 3% of the cash withdrawal amount.
The dining card is charged to the cardholder at 4% of the cash withdrawal amount.
Peony Card Service Charge Table (6)
Card type and brand overseas emergency loss reporting service fee overseas emergency cash withdrawal service fee overseas emergency card replacement service fee
Peony International Credit Card Visa Gold Card is free, and Puka and Business Card are $35/card, $65,438+$075/card, and Puka and Business Card are $65,438+$075/card.
MasterCard $35/card; The first two contact numbers are free of charge. Starting from the third one, an additional charge of $7.75 and $95 is charged for each call. The first four contact numbers are free. Starting from the fifth part, each mobile phone will be charged an extra $7.75, $65,438 +$ 048/ card. The first four contact numbers are free, and from the fifth one, there is an extra charge of $7.75 per call.
American Express Card-USD 8/time1USD 25/card.
Peony International Debit Card Visa Card 35 USD/card 175 USD/time-.
MasterCard $35/card; The first two contact numbers are free of charge. Starting from the third one, there is an extra charge of $7.75 per call.
Remarks:
Overseas emergency cash withdrawal fee and overseas emergency card exchange fee for Visa and MasterCard international cards. Even if the applicant voluntarily gives up or is rejected by the issuing bank, the international organization will still charge a service fee of $50.
China Construction Bank-Longka Charge Standard
1
Longka Credit Card (Dual Currency)
1. 1
annual fee
Personal card: gold card 160 yuan/card, supplementary card 80 yuan/card; Ordinary card 80 yuan/card, supplementary card 40 yuan/card.
It is charged in advance every year, and the annual fee for the first year is generated on the first billing day of the cardholder.
Business Card: Gold Card 200 yuan/Card, Ordinary Card 100 Yuan/Card.
1.2
Cash withdrawal (including transfer) fee
Domestic: 5‰ of the transaction amount, with the lowest in 2 yuan and the highest in 50 yuan; Do not distinguish between different cities, and there is no extra charge for cross-bank cash withdrawal.
Collect by pen
Overseas: 3% of the transaction amount, with a minimum of $3.
1.3
Damage card replacement fee
20 yuan/Card
When the cardholder applies for a new card due to card damage, demagnetization of magnetic stripe, wrong signature, etc., it will be charged.
1.4
Loss reporting fee
50 yuan/Card
There is no extra charge for reporting the loss and replacing the card.
1.5
Overlimit fee
5% of the overrun portion, with a minimum of USD 65,438 +0 or 5 yuan RMB (the currency is the same as that of the overrun portion).
When the accumulated unpaid amount of the cardholder exceeds the approved credit limit, a fee will be charged.
1.6
Penalty for late payment
5% of the unpaid part of the minimum repayment amount, with the minimum of USD 65,438 +0 or 5 yuan RMB (the currency is the same as the corresponding minimum repayment amount).
If the cardholder fails to repay the minimum repayment amount before the due repayment date (inclusive), a fee will be charged.
1.7
The cost of reading the purchase order
Domestic: 10 yuan/copy, overseas: USD 5/copy.
When the cardholder applies for reading the purchase order service, he will charge a fee when confirming the transaction by reading the purchase order.
1.8
Handling fee for printing/mailing statements.
Personal card: 5 yuan/Zhang (free within the first three months from the date of application)
Print one month's accounting information for each copy.
Company card: 5 yuan/copy of the cardholder's statement and 20 yuan/copy of the company's summary bill (the current bill is free).
1.9
Card/password envelope courier fee
Every letter, 20 yuan.
It will be collected when the cardholder applies for an expedited card/password envelope.
1. 10
Exchange commission
About 1. 1% of the transaction amount, charged in US dollars.
When the foreign currency settlement currency at the time of transaction is not USD, it shall be charged according to the regulations of international organizations.
1. 1 1
Overseas emergency service fee
VISA card return/emergency card replacement: 175 USD/pen (current standard)
When a cardholder applies to the corresponding international organization for emergency cash withdrawal or replacement of an emergency replacement card after losing or damaging the card abroad, the fee shall be charged according to the charging standard of the international organization.
MasterCard: Cash withdrawal of $95 per transaction (current standard)
Change the emergency card to 148 USD/pen (current standard)
1. 12
Domestic emergency cash assistance fee
50 yuan/pen
Cardholders can apply for emergency cash assistance after they have lost their cards in China and completed the written reporting procedures.
2
Longka RMB credit card
Limited to pilot distribution in some areas
2. 1
annual fee
Personal gold card 100 yuan/card, ordinary card 60 yuan/card.
One-time advance payment according to the validity period
2.2
CCB's handling fee for cash withdrawal in different places.
5‰ of the transaction amount, the lowest 2 yuan.
Collect by pen
2.3
Inter-bank ATM withdrawal fee
City: 2 yuan+0.5~ 1% of the transaction amount, of which the lowest part calculated by 0.5~ 1% of the transaction amount is 2 yuan.
Cardholders withdraw cash from ATMs in other banks. Charge by transaction, in which 0.5~ 1% of transactions in the same city is slightly different according to the different rates in different regions.
Off-site: 2 yuan +65438+ 0% of the transaction amount, of which 2 yuan is the lowest part of the calculation of 0% of the 65438+ transaction amount.
2.4
Handling fee for deposit and withdrawal in different places of CCB.
5‰ of the transaction amount, with the lowest in 2 yuan and the highest in 50 yuan.
Collect by pen
2.5
Card handling fee/replacement fee
Achromatic photo card: 10 yuan/card, color photo card: 30 yuan/card.
There is no charge for non-color photo cards when new cards are issued or when they expire.
2.6
Loss reporting fee
20 yuan/Card
If the report of loss is cancelled after the loss is reported, the report loss handling fee will not be refunded.
2.7
Overlimit fee
5% of the excess
When the accumulated unpaid amount of the cardholder exceeds the approved credit limit, a fee will be charged.
2.8
Penalty for late payment
5% of the unpaid portion of the minimum repayment amount
If the cardholder fails to repay the minimum repayment amount before the due repayment date (inclusive), a fee will be charged.
2.9
The fee for card cancellation is not refundable.
20 yuan/Card
If the cardholder fails to return the card as required when closing the account, a fee will be charged.
three
Longka quasi-credit card
3. 1
annual fee
Gold card 80 yuan/card, ordinary card 20 yuan/card
One-time advance payment according to the validity period
3.2
CCB's handling fee for cash withdrawal in different places.
5‰ of the transaction amount, the lowest 2 yuan.
Collect by pen
3.3
Inter-bank ATM withdrawal fee
City: 2 yuan+0.5~ 1% of the transaction amount, of which the lowest part calculated by 0.5~ 1% of the transaction amount is 2 yuan.
Cardholders withdraw cash from ATMs in other banks. Charge by transaction, in which 0.5~ 1% of transactions in the same city is slightly different according to the different rates in different regions.
Off-site: 2 yuan +65438+ 0% of the transaction amount, of which 2 yuan is the lowest part of the calculation of 0% of the 65438+ transaction amount.
3.4
Handling fee for deposit and withdrawal in different places of CCB.
5‰ of the transaction amount, with the lowest in 2 yuan and the highest in 50 yuan.
Collect by pen
3.5
Card handling fee/replacement fee
Achromatic photo card: 10 yuan/card, color photo card: 30 yuan/card.
There is no charge for non-color photo cards when new cards are issued or when they expire.
3.6
Loss reporting fee
20 yuan/Card
If the report of loss is cancelled after the loss is reported, the report loss handling fee will not be refunded.
3.7
The fee for card cancellation is not refundable.
20 yuan/Card
If the cardholder fails to return the card as required when closing the account, a fee will be charged.
four
Dragon Card Savings Card (including Zodiac Card)
4. 1
annual fee
10 yuan/Card
Less than one year counts as one year.
4.2
CCB's handling fee for cash withdrawal in different places.
0.5% of the amount of each transaction, with the lowest 2 yuan and no upper limit.
4.3
Inter-bank ATM withdrawal fee
2 yuan plus 1% for each transaction, of which 1% was the lowest in 2 yuan.
ATM withdrawal fee in Hong Kong: RMB 65,438+00 per transaction, plus 65,438+0% of the transaction amount.
4.4
Handling fee for deposit and withdrawal in different places of CCB.
0.5% of the amount of each transaction, with the lowest in 2 yuan and the highest in 50 yuan.
4.5
Card replacement fee
5 yuan/Card
4.6
Loss reporting fee
10 yuan/Card
References:
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