1. In terms of functions and rights, black and white cards are basically the same:

During the validity period, there are no additional conditions to avoid annual fee, currency conversion fee and RMB repayment for foreign currency consumption. In consumption abroad, you can sign up for 5% credit card payment activities, and you can't use them on the machines of UnionPay lines or non-China Merchants Bank cooperative merchants. This is the right of Visa signature.

2. Unlike black cards:

Open the card and get 65,438+0,000 permanent points (388 points for new customers applying for black cards). You need to hold China Merchants Bank UnionPay platinum and above credit cards (except platinum installment cards). If all the UnionPay Platinum and above credit cards are cancelled, the card will be automatically cancelled (subtext: Don't try to hold the China Merchants Bank Platinum Card with no annual fee/don't toss), and the Platinum Card can be repaid in foreign currency (that is, the RMB bookkeeping repayment can be closed).

3, the difference between card design (this is nonsense, you have to fill in the number of words)

At present, the card introduction page has been launched, but the telephone customer service reply can not be processed yet, and it will take several days. The processing conditions are as follows: customers who already hold China Merchants Bank UnionPay platinum and above credit cards (except platinum installment cards only) can directly call customer service to add cards, and other customers please go to various outlets to handle them.

Extended data:

China Merchants Bank's all-currency international credit card (also known as all-currency card) is a signed all-currency international credit card jointly launched by China Merchants Bank and VISA. The card supports VISA bank, and the foreign exchange handling fee of 1.5% is exempted for consumption or withdrawal in any currency. All foreign currency transactions are automatically purchased in RMB and only need to be repaid in RMB. At the same time, the card has a high travel insurance gift.

China Merchants Bank's all-currency international credit card only issues VISA single-currency cards with only one card face, which is a personal card product issued by China Merchants Bank for overseas travel and online shopping. In order to provide more convenience for cardholder consumption abroad to swipe his card, reduce the customer's consumption abroad currency exchange fee, better enhance the customer experience, and strengthen the product positioning of China Merchants Bank's credit card as "the first choice in consumption abroad".

References:

Baidu Encyclopedia-China Merchants Bank Full Currency International Credit Card