1. In general trade, after the bank receives the remittance from abroad, if the domestic enterprise does not have a foreign currency account, it will settle the foreign exchange according to the quotation of the day and deposit the RMB into the company account. The bank will provide an exchange memo.
2. There is no limit on the amount of bank settlement, but foreign exchange declaration and verification are required. The online verification system for export proceeds carries out foreign exchange verification.
There is no handling fee for the settlement of foreign exchange if it is telegraphic transfer, because your exchange rate difference is already the bank's profit. It's best to choose Bank of China, because it has more experience.
Generally, it is better for domestic enterprises to entrust foreign trade companies to carry out import and export business, which can save a lot of troublesome procedures.
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In view of the supplementary question: at present, China's foreign exchange is divided into current account and capital account for management. Current account mainly refers to the inflow and outflow of foreign exchange generated by normal trade or services, while capital account mainly refers to the inflow or outflow of foreign exchange related to investment. Foreign exchange accounts of domestic enterprises can only be cash accounts, because domestic enterprises can't receive foreign currency cash at home and can only remit money abroad.
You can find foreign exchange account management at the following website:
"/model _ safe/laws/law _ detail . JSP? ID=80 1000000000000,3 1 "
Safe has its own regulations on large-sum (single $200,000) foreign exchange settlement. Small foreign exchange banks will directly enter the foreign exchange account after receiving it, and the excess will be converted into RMB. At the same time, enterprises should write off export proceeds. See the next page for the cancellation process:
"/model _ safe/ywzn/ywzn _ detail . JSP? ID= 13020400000000000,2 1 "
For large foreign exchange settlement, please refer to the following websites:
"/model _ safe/ywzn/ywzn _ detail . JSP? ID= 13020900000000000,9 "